- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR
- Loan terms of %{loan_term_range}.
- Rated A+ by the BBB
Lending Tree Personal Loans Review
You can borrow anywhere between $5,000 and $50,000 for a home, business, car, vacation, wedding, medical expense or just to help consolidate your debt. By allowing multiple banks to compete for your business, you can get rates much lower than a typical credit card. LendingTree is also a great resource for additional financial tools, and their online application is extremely easy to use. Overall a fantastic service for comparing lenders fast and easy with no obligation!
Category
Loan matching service
Loan Details
|
Unsecured Personal Loans |
✔ |
|
Minimum Loan Amount |
$5,000 |
|
Maximum Loan Amount |
$50,000 |
|
Minimum Loan Period |
3 months |
|
Maximum Loan Period |
180 Months |
|
Loan Rates |
3.99%-6.99% |
|
Direct Deposit |
✔ |
LendingTree Representative Sample
An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.
Application
|
Online Application Time |
A few minutes |
|
Response Time |
A few minutes |
|
Qualification |
|
|
US Citizen or Permanent Resident |
✔ |
|
18 Years old with Verifiable Bank Account |
✔ |
|
Steady Source of Income |
✔ |
|
Information Used |
|
|
Debt Income Ratio |
✔ |
|
Credit Score |
✔ |
|
Information Located in Application |
✔ |
LendingTree Summary
LendingTree makes it easy for personal loan borrowers get in touch with lenders with its online application feature. Its $35,000 maximum loan amount gives borrowers a considerable amount for restructuring their personal debts or other purposes. However, since LendingTree merely matches your application with lenders, borrowers should be responsible for negotiating the terms and conditions of their loans.
- Personal Loans up to $50,000
- Rates from 2.49% - 35.99% APR
- Funds as fast as 24 hours
- Loan terms of 3 mo - 15 years
- Easy to compare then apply
- Credit Score: Excellent/Good/Fair/Poor
Sample loan: a four-year $20,000 loan with an interest rate of 2.49% and an APR of 2.49% will require an estimated monthly payment of $561.60 and a total cost of $26,956.57.