All of Cover's partners offer the basics, like bodily injury and property damage liability, but some extras, like sound system coverage, are rare and only available with certain companies. Once Cover matches you with its recommendation, do some research on your own to verify that the insurer offers all the coverage options you're interested in.

Outside of Texas, where Cover offers its own auto insurance, Cover is an insurance marketplace and, therefore, it doesn't directly handle claims. Its customer app, however, has been extensively reviewed in the App Store and Google's Play Store, with people generally remarking how useful it is when deciding what coverage to get from which insurer. Cover also offers the ability to chat with an insurance advisor via SMS (text message), which provides a very convenient means of communication. Once you purchase your policy, you'll deal with the insurer Cover has matched you with. Cover's recommended insurance carriers have extensive reviews and comments about their claims process online. Do some research into each insurer's customer service ratings before you sign up for a policy so you know what you're getting into.

Cover is an insurance marketplace and, as such, its financial strength isn't very relevant to a consumer's decision to use its services to shop for and purchase a car insurance policy. However, the insurers that Cover partners with have strong financial strength ratings and provide billions of dollars in backing. This indicates that consumers will deal with institutions that have the financial reserves to pay out claims when necessary.

As with any marketplace, it's difficult to compare Cover to other auto insurance companies because it does not provide insurance directly. Your cost will depend on the type of coverage you want, the discounts you qualify for and which company underwrites your policy. The only way to know for sure is to fill out Cover's quote tool. It will ask you some questions to help you determine which company can provide you the best coverage for the lowest price.