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Rating: 9.1 / 10 (Excellent)
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UFB Direct, founded in 1999, is a division of BofI Federal Bank, and is headquartered in San Diego, California. UFB Direct is one of the most established and reputable banks in the nation. It is FDIC insured and has a rating of A+ in the Better Business Bureau. In addition to money market accounts, UFB Direct also offers checking and savings accounts. UFB Secure Money Market Account
 
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How is UFB Freedom Checking + Savings rated?

Breakdown

4.5/5
Account Features
5.0/5
Fees and Restrictions
4.0/5
Support, Reputation, and Financials

Overall Rating: 4.5 / 5 (Excellent)

UFB Direct gets high marks from us for its straightforward combination checking and savings account that allows you to earn and save without needing a minimum deposit requirement or a maintenance fee. Its fully online banking approach also allows clients to transfer money 24/7 between their checking and savings accounts, earning up to 4.01% APY when taking full advantage of the product.

UFB Freedom Checking + Savings Account Features

Account Features - 4.5 / 5

The Freedom Checking and Portfolio Savings accounts by UFB Direct offers a combined APY of up to 4.01%. Since it's a completely online account, you can move cash freely between accounts 24/7. You can get a 0.20% APY boost by setting up direct deposits in your Freedom Checking account that totals $5,000 or more, maintaining a minimum balance of $10,000 and making 10 approved debit card transactions per statement cycle.
Types of Checking Accounts
Online Checking Accounts
ATM Locations
90,000

Interest (APY)

Up to 4.01%
Mobile App
Yes

UFB Freedom Checking + Savings Fees and Restrictions

Fees and Restrictions - 5 / 5

The Freedom Checking and Portfolio Savings accounts from UFB Direct have no monthly maintenance fees or minimum deposit requirements, allowing you to earn more on your monthly cashflow.

UFB Freedom Checking + Savings Support, Reputation, and Financials

Support, Reputation, and Financials - 4 / 5

UFB Direct is a division of BofI Federal Bank, and is one of the first branchless banks established in the US. UFB Direct is accredited by the Better Business Bureau, which gives it an A+ rating. The bank has no complaints filed against it with the CFPB.
BBB Rating
A+
Date Collected
2024-10-14

Company Profile

Full Name
UFB Direct Freedom Checking + Savings
Company Website
https://www.ufbdirect.com/checking-bundle
Headquarters
San Diego, CA, 92150
Our Partner
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Earn Up to 4.21% APY* with a Freedom Checking + Savings Account

  • Boost Your Savings APY by Up To 0.20%*
  • Earn 2.00% APY* in Your Checking Account, 25x the National Average†
  • No Monthly Maintenance Fees or Min. Deposit Required
  • FDIC Insurance Up to the Maximum Allowance Limit

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