LeverageRx partners with six top disability insurance companies -- Guardian, MassMutual, The Standard, Principal, Ameritas and Ohio National -- to offer own-occupation disability insurance exclusively for doctors. The company provides doctors with a custom online quote that allows them to compare rates from each insurers side by side. You won't find a ton of details about the policies on LeverageRx's website because things like waiting periods and maximum benefits will vary to some degree by which underwriter you work with. But you can fill out the quote tool on LeverageRx's website to see what your options are and decide which underwriter you'd like to work with.

LeverageRx's partners offer several policy riders, including residual benefits, cost-of-living adjustment, and catastrophic disability riders. These riders are especially important to doctors who stand to lose more money than the average person if they're disabled and unable to work. Exact riders will vary by underwriter, so if there's a rider that's especially important to you, check to make sure the insurer you're working with offers it.

Financial strength will vary depending on the underwriter, but all of LeverageRx's partners are well-established insurers that have been around for decades and maintain high financial strength ratings. The ratings below are for one of its partners, Guardian, and they are about as high as you can get, indicating the company is doing well and is more than capable of meeting its financial obligations, whether that's in a year or in 20 years.

LeverageRx is still a pretty young company and it's not actually underwriting the disability insurance policies itself, so it's not unusual that there aren't many reviews of the company online. The company is not rated by the BBB but it does earn an excellent 4.7 star rating on Trustpilot. It's a good idea to investigate the customer reviews of any insurance underwiter you're considering before you purchase a policy, but you shouldn't have to worry about too many surprises with LeverageRx's curated list of insurers.