Earn up to 3.80% APY¹ & up to $300 Cash Bonus with Direct Deposit²

• $0 minimum balance to earn APY
• Open Checking & Savings Accounts with 1 Sign Up
• Up to 2-Day-Early Paycheck³
• FDIC Insured up to $250k plus up to $3M in supplemental insurance
• No Account Fees⁵ & No-fee Overdraft Coverage⁶

*Rate as of 1/24/2025

View SoFi Offer