United Direct Lending is a Florida-based mortgage lender that functions as both a mortgage banker and a broker. This means the organization can provide its own home loans, as well as connect customers to affiliate providers if they can offer a more appropriate or better deal. United Direct Lending is a good choice within the state of Florida as the company features a team of fully licensed mortgage loan officers that are available 7 days a week. The company also features a quick online application process with their secure server, a convenient online mortgage calculator, and most importantly no application, origination, rate lock, processing or underwriting fees.