Veterans United is one of the top VA lenders by volume in the nation. Founded in 2002, the company is also one of the more well-established mortgage marketplaces we have reviewed. It also enjoys a stellar reputation among consumers and has an excellent record of ethical behavior, as witnessed by records pulled from the Consumer Financial Protection Bureau and the National Mortgage Lending System. Veterans United offers an excellent online experience, providing plentiful, well-organized educational materials for borrowers and mortgage rates updated daily. The company provides quotes, and application process, and prequalification online is some but not all states. Veterans United does not offer as many refinancing options as some other lenders. But borrowers looking for a fixed-rate cash-out or interest rate reduction refinancing would do well to consider this industry leader.