CIT Bank offers a wide selection of fixed- and adjustable-rate mortgages, including unique perks like a relationship pricing program. You can get $525 cash back in your CIT Bank account after closing a home loan if you open or have an existing CIT Bank account. The bank also offers discounts on mortgage rates for new deposits of the loan amount, has flexible debt-ratio guidelines based on borrower reserves, and is accommodating when it comes to non-occupying co-borrowers, so your family members can help you qualify for a loan.

Consumers looking for more information about the home-buying process can visit the bank's website for helpful articles, rate calculators, and informational videos. CIT Bank also provides the option to obtain an online quote and recently launched an online application portal so that consumers can instantly apply after speaking with a loan officer. Once a loan officer gets to know your case, you’ll receive information on decision or closing times, rates, and other loan specifics.

CIT Bank doesn't publish any information online about qualification requirements for its mortgages. You'll have to contact the bank directly to ask about qualification requirements and see if CIT Bank is an option for you.

CIT Bank has received mixed customer reviews. While most of its BBB reviews are negative, the company has received a B- from the organization and it has a high score on TrustPilot. It also has comparatively few complaints filed against it with the Consumer Financial Protection Bureau compared to many other top mortgage lenders. CIT Bank offers customer support 24 hours a day, 7 days a week. Consumers may reach the company via email or phone call.