Discover offers conventional, fixed-rate mortgages ranging from $35,000 to $200,000. That's a more narrow scope than many of its competitors have, but it will undoubtedly still appeal to many borrowers. Interest rates are reasonable and Discover doesn't charge origination or appraisal fees, nor does it require any cash due at closing. This could make it a more affordable option for some borrowers than other lenders with a wider array of mortgage options.

Discover offers an online mortgage application, like most large, national banks with an online presence. It also offers a number of calculators and other help resources, which are useful for borrowers who might not be sure what documents they need or how much they can afford to borrow. You will have to provide your Social Security Number to get a quote, which some mortgage lenders don't require to see your options, but this helps Discover provide you with the most accurate information possible.

Discover is more transparent about its qualification requirements than many of its competitors, providing strict minimum credit score and debt-to-income ratio requirements that all applicants must meet if they want to be approved. This can save you some time because you won't have to fill out an application to find out if you're eligible for a Discover mortgage. The requirements are hard limits, but they're not too stringent and the majority of borrowers should still be able to get approved with Discover.

Discover has been around for over three decades and it has established a pretty strong reputation in the industry, earning it an A+ rating from the Better Business Bureau. It's received its share of complaints like all large banks, but it's actually received fewer criticisms than some of its competitors, suggesting that overall, it does a pretty good job of keeping its customers happy.