Federal Trust is a lending marketplace with a wide array of loan options for borrowers in most, if not all, financial circumstances. These can include government-backed loans from the Federal Housing Administration, Veteran Affairs, and the Department of Agriculture, as well as conventional fixed and adjustable-rate mortgages with a variety of term lengths.

Since Federal Trust Mortgage doesn't generate loans themselves, the application process varies according to the specific lender. Results are powered by the lending marketplace powerhouse, LendingTree, which gives customers access to a large network of vetted loan originators with extensive experience. The flexibility that Federal Trust offers means they can find options for virtually anyone.

Federal Trust Mortgage doesn't originate loans themselves but rather works in tandem with LendingTree to connect borrowers with qualifying lenders. Therefore, each lender will have their own qualification requirements concerning credit score, financial history, down payments, and loan-to-debt ratios. However, the company's large network of loan originators ensures there are loans for virtually every prospective homeowner.

As Federal Trust is a relative newcomer to the lending marketplace industry, there are few resources with which to determine their reputation. Nevertheless, their relationship as an affiliate of LendingTree means that the latter's A- rating with the BBB, which is based on a wealth of positive reviews, applies to Federal Trust as well. When this is added to their 9.3 TrustPilot score and 95% favorable reviews, one must conclude they are a reputable service.