LendingTree is a marketplace lender, which means that it doesn't originate loans, but instead connects prospective homebuyers with lenders from their vetted network. Generally speaking, marketplace websites can put buyers in contact with lenders who offer virtually every type of loan, including adjustable or fixed-rate mortgages with varying terms, and other specialty debt products such as jumbo or low downpayment loans.

Since Lending Tree is a lending marketplace, they don't offer information about estimated decision or closing times, as this will depend on each lender. However, in order to help their customers make well-informed decisions, they do provide a wealth of helpful articles and loan calculators.

Each lender in LendingTree's network has particular qualification requirements. However, we can anticipate that a minimum credit score of 580 is fairly standard for a low downpayment mortgage or FHA loan—though many companies will consider this low—and require at least 620 for a conventional mortgage. Likewise, LendingTree's advertised minimum down payment is 3.5% of the total loan amount, but be aware that not all lenders will accept this sum.

LendingTree is a lending marketplace which connects borrowers with up to five different lenders, once they've filled out some financial information. However, their network of lenders is well-vetted, resulting in LendingTree itself obtaining good customer reviews. We do recommend that homebuyers thoroughly research the companies they get paired with, verifying such customer-based review sites as Trustpilot and the Better Business Bureau.