North American Savings Bank Review

Rating: 8.8 / 10 (Excellent)
3 Customer Reviews - see all comments
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North American Savings Bank, F.S.B with headquarters in Grandview, Missouri provides commercial banking and financial services. The company offers residential, commercial, home loans, VA loans and refinance. </br> </br> Since 2010, NASB has helped more than 46,000 homeowners close over $12 billion in loans.

Types of Home Loans Offered

North American Savings Bank offers flexible home loans with 15-year to 30-year term for fixed or adjustable rate mortgages. Loan consultants are available for assisting borrowers find the best option for their home purchase.

Lending Products

Conventional Loans

VA Home Loans

FHA Loans

Jumbo Loans

Refinancing

Good Neighbor Programs

Non-Conforming Loans

How Does It Work?

North American Savings Bank provides personalized rate quote which enables borrowers to get pre-qualified by simply filling out an online form. Once completed, a loan officer from the lending company assists them with their loan request.

Mortgage rates displayed on the website varies according to property type, loan amount, and credit history. Fees, interest rates, and Annual Percent Rates may change without prior notice. Adjustable Rate Mortgage are also subject depending on prevailing market conditions throughout the life of the loan term.

Qualifying for a Loan

Each home loan product at North American Savings Bank are subject to different loan requirements. Be sure to check or consult a loan officer for a complete list of documents needed.

  • Pay stubs covering most recent 30-day pay period
  • Complete bank statements for the past 2 months
  • W-2 for the last 2 years
  • Copy of Passport, State ID Car, or Driver’s License
  • Copy of cleared earnest deposit check (front and back) or a copy of bank statement showing that the check has been cleared

Closing Costs

The lending company offers closing cost assistance with its Good Neighbor Program. Closing costs are disclosed upon request and completion of requirements. Details about closing fees are readily available by calling them at their toll-free number and speaking with a loan officer.

Mortgage Rates at North American Savings Bank

North American Savings Bank offers a complete range of home loan programs that helps consumers find the best mortgage solution for their homebuying needs. Its team of loan consultants are available for assisting consumers through the loan process.

NASB also offers non-conforming loans for applicants with non-traditional income sources or less than ideal credit profile.


Top Rated
Our Partner

  • Approved Equal Housing Lender
  • A+ BBB accredited
  • Get a personalized quote with the latest mortgage rates
  • Online financial resources center
  • Professional loan consultants
  • Over $12 billion in loans closed since 2010

Latest North American Savings Bank Reviews

Keith M

11/10/2020
NASB Home Mortgage did a great job for our refinance. Due to our specific circumstances and the demand for refi's due to low rates, the process took longer than expected. But communication was clear and generally timely throughout the process. This is in contrast to our local regional bank (not NASB) who had our original mortgage. NASB offered far superior rates and service to them, which I would not have expected. Most importantly, NASB demonstrated the perseverance and determination to secure a great rate for us and to ensure that the loan was approved. Closing and signing was very easy. We are very pleased to have chosen NASB for our refinance - they proved to be so much better... Read More


P
P W

7/21/2020
There is a real problem with NASB - when you pay off your mortgage, as I have, NASB refuses to report that to the credit ratings agencies until at least 30 days have passed. Think about that. I paid off my mortgage (even received a $3,500 refund check from NASB) and they refuse to tell the credit ratings agencies that the loan is settled. So, I cannot buy another house - I can't even qualify for a mortgage because there's still a $465,000 mortgage showing on my credit report. Yes, NASB was great in setting up the mortgage, and they provided good service during my mortgage - but you REALLY have to think about another bank if you think you might ever want to sell your NASB-financed home... Read More


Debra K

4/7/2019
Do I have to have shoved in my face one more time from your loan officer saying "how much time he spent on the phone with myself and my daughter in law...even on his vacation..." When of course I am the one patient waiting while he dropped the ball and apologize because he delayed my package with documents while on "his vacation" my vacation time was spent to get documents done in a timely matter. Then to let me know that lenders work off of commission...I don't know this and certainly don't think this should be any of my concern. Oh and not get an appraisal done and in the portal until like 5 days before closing...They go down a quarter of percent on interest rate and the monthly... Read More