Blue Bridge offers three kinds of loans: an equipment finance agreement (EFA), a rental inventory loan and a working capital loan. These products are designed to be a quick and easy alternative to a traditional bank loan, as Blue Bridge usually approves loans within four hours and offers flexible terms of 24-72 months. The company offers loans of up to $500,000 and only utilizes soft credit pulls when determining your financial stability.

The specifics of the rates and fees associated with a Blue Bridge loan depend on the product you choose and your financial standing. For example, Blue Bridge’s construction equipment financing loan starts at a 6.99% rate, with terms ranging from 24-72 months. Other rates and fees related to other products may vary. Contact Blue Bridge directly if you’re interested in a particular loan to learn more about the rates and fees associated with it.

You can apply for a loan with Blue Bridge of up to $300,000 through its app. Loans larger than this will need to be requested through traditional channels. You will typically need a FICO score of at least 610 to qualify for a Blue Bridge loan, although they consider every case on its own merits. You will also need to prove your business stability and provide collateral depending on the type of loan for which you are applying.

Blue Bridge Financial, Inc. is an accredited business with the Better Business Bureau, with an A rating and just 3 complaints closed in the last three years. You can contact Blue Bridge by calling 866-777-1011 or emailing at sales@bluebridgefinancial.com. The company also provides a number of educational resources including a blog and extended FAQ to learn more about its products and services.