at any time by clicking continue.
Accessing SoFi
This process is automatic or you can skip
at any time by clicking continue.
at any time by clicking continue.
Redirecting in 8 seconds or...
Continue to Discover
Easy Online Application
- Undergraduate fixed APRs from 3.54%-15.99% (with autopay)1
- No fees ever
- Flexible terms and repayment options
- Students with cosigners are 5x more likely to be approved*
View More
View Less
#1 Choice for Students and Parents
- Lowest Rates - APR starting at 3.47%1
- Best option for those with cosigners and good credit
- Checking rates won't affect your credit score
- Flexible options for repayment and no origination fees
View More
View Less
- Variable rates 4.92% - 15.08%
- Fixed rates 3.49% - 15.49%
- Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
- Applying online is easy - you could receive a credit result in about 10 minutes.
- Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty.²
- Borrow up to 100% of school-certified expenses, whether you're online or on campus.³
- Last year, students were 4x more likely to be approved with a cosigner.⁴
View More
View Less
Start Paying 9 Months After Graduation
- Fixed rates start at 3.69% APR1
- Apply in minutes without impacting your credit score
- Cover up to 100% o f your tuition and eligible living expenses
View More
View Less