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SoFi Checking Account Review
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The following companies are our partners in Checking Accounts: Ally Bank, U.S. Bank, Discover®️ Cashback Debit Account, Bank of America, Barclays Bank Savings Account, Discover™ Online Savings Account, Chime®, Axos Bank, SoFi, Consumers Credit Union, Sofi Money, Empower Finance, Aspiration, Robinhood Cash Management Account, Current, SoFi High Yield Savings, CIT Bank Platinum Savings, and Upgrade Checking Account.
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How is SoFi rated?
Breakdown
Overall Rating: 4.6 / 5 (Excellent)
SoFi Account Features
Account Features - 4.8 / 5
Types of Checking Accounts | Free Checking Accounts Online Checking Accounts Joint Checking Accounts |
Methods of Deposits | Mobile Check Deposit Online Transfer Direct Deposit |
Integration with Other Online Accounts | Brokerage Accounts External Banks Loan Accounts |
No-Fee ATM | Reimbursement for Domestic ATMs |
Interest (APY)
Overdraft Protection
Integration with Mobile Payment Services | Venmo PayPal Apple Pay SamsungPay |
Pay Bills Online | Yes |
EMV Chip Technology | Yes |
Bank Checks | Yes |
Mobile App | Yes |
Bonus Features
SoFi Fees and Restrictions
Fees and Restrictions - 4.6 / 5
Maintenance Fee | No fees |
Minimum Balance | No minimum balance |
Minimum Monthly Deposit | No minimum monthly deposit |
Minimum Number of Transactions | No minimum number of transactions |
Maximum Number of Insufficient Funds Fees Per Day |
SoFi Support, Reputation, and Financials
Support, Reputation, and Financials - 4.5 / 5
BBB Rating | A+ |
Trust Pilot Rating | 2.7 out of 5 |
Consumer Financial Protection Board (CFPB) Complaints | 260 |
Date Collected | 2022-04-21 |
Year Founded | 2011 |
Customer Support Hours | Mon-Thu 4am - 9pm PT; Fri-Sun 4am - 5pm PT |
Contact Methods
- Phone
- Chat
- Social Media
Company Profile
Full Name | SoFi Checking Account |
Company Website | |
Headquarters | 1 Letterman Dr Bldg A STE 4700, San Francisco, CA, 94129 |
Disclaimers
Our Comments Policy | How to Write an Effective Comment
Cash bonus up to $300 with direct deposit set up1
- Earn up to 0.50% APY2 on checking balance
- No monthly account fees
- Earn up to 4.60% APY2 on savings balance
- Up to $2M of additional FDIC insurance through a network of participating banks
1. Certain terms apply
2. Rates as of 10/23/2023