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FreeScore360.com Credit Reporting Review


ConsumersAdvocate.org Rating: 4.4 / 5 (Excellent)
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FreeScore360.com is a website that specializes in credit reporting services, powered by One Technologies, LLC. One Technologies, LLC is a company that offers online marketing services and products geared towards the credit monitoring industry. The company was founded in 2000 and is headquartered in Dallas, Texas. In addition to credit reporting services, FreeScore360.com also offers identity theft insurance underwritten by American International Group, Inc.’s subsidiaries or affiliates.

How is FreeScore360.com rated?

Breakdown

4.3/5
Plans and Pricing
4.5/5
Report Details and Frequency
4.5/5
Credit Bureau & Credit Scores
4.5/5
Monitoring and Extra Features

Overall Rating: 4.4 / 5 (Excellent)

FreeScore360.com offers a comprehensive credit reporting service, which includes instant 24/7 access to credit scores from TransUnion, Equifax, and Experian, detailed credit reports, and daily credit monitoring and alerts on credit changes provided by ScoreSense.

One of the main benefits of having a membership with FreeScore360.com is that consumers get identity theft insurance that covers up to $1 million in damages resulting from identity theft. The company’s identity theft insurance is underwritten by subsidiaries or affiliates of American International Group, Inc., which is a Fortune 500 company that offers insurance products for businesses and individuals. Members of FreeScore360.com also get access to ScoreSense’s dispute center, which allows them to argue mistakes in their credit scores, and to ScoreSense’s mobile app, which is great for real-time monitoring on the go.

The company’s website is easy to navigate, and consumers can sign up by providing basic contact information, such as their name, email, phone number, and address. FreeScore360.com offers customer support via chat, email, and over the phone. Consumers can cancel their memberships anytime, which is highly convenient, especially for those who want affordability and flexibility.

Credit Score & Reports

Report Details and Frequency - 4.5 / 5

With a FreeScore360.com membership consumers get full access to monthly updates on their credit scores from all three major bureaus: TransUnion, Equifax, and Experian. Additionally, they get complete credit score reports, which include details regarding their outstanding debt, payment history, and credit age, which may affect their current score.

Credit Bureaus Covered

Equifax
Experian
TransUnion
Credit Report Frequency
Monthly
Access to Credit Scores
Yes
Access to Credit Reports
Yes

Monitoring & Tools

Credit Bureau & Credit Scores - 4.5 / 5

FreeScore360.com offers consumers great features like daily credit monitoring, credit change alerts, access to interactive tools, and a learning center. Consumers also get access to a dispute center, which allows them to clear their credit reports of any mistakes that can affect their score, when they sign up for a monthly membership. These services, as well as the mobile app, are provided through ScoreSense.

Additionally, FreeScore360.com also offers its members identity theft insurance underwritten by subsidiaries or affiliates of American International Group, Inc., which covers up to $1 million in damages related to identity theft.
Credit Tools
Credit Analysis Calculator
Credit Change Alerts
Interest Rate Estimator
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Credit Report Error Assistance
Identity Theft Insurance Limit
$1,000,000

FreeScore360.com Plans & Pricing

Plans and Pricing - 4.3 / 5

FreeScore360.com is currently offering consumers a 7-day trial, in which they get full access to their credit scores and reports from TransUnion, Equifax, and Experian, and to ScoreSense’s daily credit monitoring and alerts, interactive tools, dispute center, and learning center. Once the trial period ends, consumers are charged a monthly membership fee of $39.95, which also includes identity theft insurance unless they cancel within the trial period.

Consumers may cancel their memberships anytime by calling or emailing the company’s support staff, or by mail.
30-day Trial Available?
No
Free Report Offered?
Yes
Monthly Price
Starting at $39.95

FreeScore360.com Reputation & Support

Monitoring and Extra Features - 4.5 / 5

The company’s identity theft insurance is underwritten by subsidiaries or affiliates of American International Group, Inc., which is a Fortune 500 company with very solid ratings from S&P, Moody’s, and A.M. Best.

FreeScore360.com offers customer support via chat, email, and over the phone, 8:00 a.m. to 8:00 p.m. CST, Monday through Friday, 8:00 a.m. to 5:00 p.m. CST, Saturdays, and 12:00 p.m. to 6:00 p.m. CST, Sundays.

FreeScore360.com has received only one BBB complaint in the last three years.
Mobile App
Yes
Alert Methods
Email

Customer Feedback

BBB Rating
C
Date Collected
2019-03-01

Contact & Additional Company Information

Homepage URL
Company Phone
(800) 972-7204
Headquarters Address
8144 Walnut Hill Lane, Suite 600, Dallas, TX, 75231

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Customer Comments & Reviews

Loading Reviews ...
hillaryloveless18
1/17/2024
I have been diligently building up my credit score for the past three years with the intention of getting a mortgage by January 2023.When I got foreclosed on, my credit score dropped dramatically, dropping my credit score by almost 97 percent. Various negative factors began to creep in .After my dream was shattered, I looked everywhere for help and found RAPID RESCORE CREDIT. After carefully considering their work, I contacted them. They helped increase my overall credit score to excellent credit. I was pre-approved for a mortgage. You can contact them through customer service at: jacksonrapidcreditscore at gmail dot com


N
Norris H
3/17/2023
You people taken the payment from my account before time and i need to cancel.


C
cliff m
2/4/2023
Total Fraud. First they play like they are going to get you your credit score with 3 pieces of information. Then there is another sheet to fill out. Then another one and another one. Then you have to pay them supposedly a dollar and after you fill out your debit card info they tell you your SSN is not yours and you you have 1 week to cancel by calling a 1-800 number or it is 30 dollars a month. And then you can play the infinite "this is not your SSN game for eternity. Never did get my credit score and who knows how long I will have to play the reach try to reach a person to cancel game on the 800 number. Stay very far away from these crooks!!!


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bill
1/12/2023
received spam from them that contains false information of an address that does not exist. they also have been found to deceive customers as noted in this articlen in the dallas morning news. https://www.dallasnews.com/news/watchdog/2014/11/30/watchdog-dallas-company-deceived-its-online-customers/



Top Rated
Our Partner
  • 7-day free trial
  • Cancel anytime
  • Get credit scores from TransUnion, Equifax, and Experian
  • Daily credit monitoring and alerts
  • Learning center and interactive tools
  • Identity theft insurance