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American Credit Card Solutions Review
ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
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How is American Credit Card Solutions rated?
Breakdown
Overall Rating: 4.7 / 5 (Excellent)
American Credit Card Solutions Services
Services - 4.5 / 5
ACCS also provides online account management, notifications on settlement results and progress, optional discounted legal services through a 3rd party vendor, dining, travel, and entertainment discounts & coupon database, and online financial education resources.
| Services Offered | Debt Settlement Professional Consultation |
| Additional Benefits | Online Management |
Qualification
Qualification - 4.8 / 5
| Debt Solutions For | Personal Loans Medical Bills Unsecured Loans Credit Cards Collections & Repossessions |
Pricing: How much does American Credit Card Solutions cost?
Pricing & Fees - 4.8 / 5
The estimates below from their online Debt Relief Calculator will give you an idea of how much you could save if you had $25,000 in debt which includes program fees. When you have your free consultation with one of American Credit Card Solutions' debt professionals, be sure to ask about how much it will cost.
Sample Program
| Estimated Savings | $29,492 |
| Estimated Monthly Payment | $481 |
| Estimated Program Length | 24-48 months |
Reputation
Reputation - 4.8 / 5
Company Details
| Year Founded | 2008 |
Compliance & Accreditations
| IAPDA Accredited | No |
| FTC Compliant | Yes |
Online Reviews
| BBB Rating | A+ |
| Number of BBB Positive Reviews | 255 |
| Number of BBB Neutral Reviews | 6 |
| Number of BBB Negative Reviews | 3 |
| Date Collected | 2019-05-06 |
Contact & Additional Information
| Homepage URL | |
| Headquarters Address | 5100 Buckeystown Pike, Ste. 250, Frederick, MD, 21704 |
- Negotiates with creditors on your behalf
- Free evaluation with program savings estimate
- Online account management
- No upfront fees and 30-day program trial
- A+ BBB rating and rated Excellent on Trustpilot
- The company has been certified by the IAPDA.
When a consumer decides to enroll with ACCS, they are making the strategic decision to allow their debts to go delinquent. By proving financial hardship, the company has the leverage it needs to negotiate money-saving settlements with each of their creditors. ACCS acknowledges that their debt resolution program is not the right fit for every situation, as not everyone is at a point where resolving their debt is a priority. It is important to note that a consumer does not necessarily need ACCS or any other debt settlement company to negotiate settlements with their creditors.
On the other hand, many consumers prefer to have an advocate in their corner when going through the daunting task of resolving thousands of dollars of debt. Like any business, the company charges a fee for its services but not until the program participant receives their first settlement. If you decide to request a free debt evaluation through ACCS, be sure to ask the representative about costs to you, so that you will know what to expect.