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Gainbridge Annuities Review


ConsumersAdvocate.org Rating: 4.2 / 5 (Excellent)
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Gainbridge is a financial services company that helps consumers design a income annuity or personal pension plan. The company offers five products including Gainbridge Protect, which offers customized home insurance and auto insurance quotes in minutes. Gainsbridge is based out of Zionsville, Indiana and was founded in 2019.

How is Gainbridge rated?

Breakdown

4.0/5
Policy Features
5.0/5
Fees and Commissions
3.5/5
Reputation and Financial Strength

Overall Rating: 4.2 / 5 (Excellent)

Gainbridge offers a wide range of annuity products depending on what you're looking for. The company offers products that include guaranteed monthly payments as well as products that have fixed-rate growth such as OneUp, which is index-linked. You can buy its product online with an application process.

Gainbridge Annuity Features

Policy Features - 4 / 5

Gainbridge offers four products based on building annuities. Fastbreak is aimed at competing with a bank account, potentially earning four times the yield of a traditional CD. SteadyPace is a product aimed at complementing your retirement portfolio with a tax deferral until you withdraw funds. ParityFlex is meant to turn your retirement money into an investment from which you can make money and OneUp is a registered index-linked annuity.
Annuity Type
Fixed-immediate
Fixed-indexed
Purchasing Options
Insurance Companies

Gainbridge Fees and Commissions

Fees and Commissions - 5 / 5

The products offered by Gainbridge have no hidden costs or fees. Guaranteed interest rates and projected account values offered by the company are not reduced by commissions or complicated management fees.

Gainbridge Reputation and Financial Strength

Reputation and Financial Strength - 3.5 / 5

Gainbridge is rated A- by AM Best on both its financial strength and long-term issuer credit rating. Its outlook is qualified as stable and its financial size category is VII, which is for companies that are worth 50 million to 100 million USD. The company is not rated by the Better Business Bureau.
AM Best Financial Rating
A-
BBB Rating
NR

Company Profile

Full Name
Gainbridge Annuities
Company Website

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Top Rated
  • Marketplace service that compares top-rated insurers 
  • Fiduciary-led company 
  • No on-going fees
  • Offers Personal Pension Plans and income annuities 
  • User-friendly quote calculator
  • Helpful diagnostic tools and guides