10 Best Annuity Companies of 2025
An annuity is a popular choice for retirement planning and long-term financial stability. Explore top annuities with fixed or variable rates, guided by experts to help you plan with confidence.
Last Updated: January 13, 2025
Our #1 Choice
Our Partner
- Objective: A competitive alternative to average CDs or savings accounts
- Flexibility: Not tax-deferred, giving you penalty-free access to your funds before age 59 ½ without an IRA early withdrawal tax
- Costs: No commissions, hidden fees, or charges
- Interest Rate & Terms: Up to 5.70% fixed APY¹ guaranteed with 3-10 year terms¹
#2
Our Partner
- Objective: Financial security with a focus on long-term stability
- Market Protection: Offers a variety of fixed and variable annuities, with some products providing downside market protection
- Income Guarantee: Lifetime income options backed by strong financial ratings and customizable income riders
#3
Our Partner
- Objective: Designed for retirement savings with a focus on long-term, tax-deferred growth
- Tax Advantage: Tax-deferred earnings to accelerate your money’s growth
- Flexibility: At the end of the Guaranteed Interest Rate Period, you can renew or withdraw without penalties²
- Interest Rate: Earn a guaranteed fixed rate up to 5.70% APY¹
#4
Our Partner
- Objective: Long-term security with strong financial backing
- Market Protection: Offers a range of fixed and indexed annuities to protect against market downturns
- Income Guarantee: Reliable income solutions tailored for retirement
#5
Our Partner
- Objective: Secure long-term retirement savings with guaranteed income stream
- Market Protection: Helps protect your principal from market volatility
- Guaranteed Income: Receive regular paychecks, even if your account reaches zero³
- Interest Rate & Term: Multi-year annuity offering a fixed rate for predictable, tax-deferred growth¹
#6
Our Partner
- Objective: Maximize growth potential with competitive rates
- Market Protection: Indexed annuities providing downside protection with upside potential
- Income Guarantee: Strong income riders for guaranteed retirement income
#7
Our Partner
- Objective: Flexible retirement solutions with strong growth potential
- Market Protection: Indexed and variable annuities that balance growth with protection against market volatility
- Income Guarantee: Comprehensive income guarantee riders, including options for lifetime income and long-term care benefits
#8
Our Partner
- Objective: Comprehensive retirement solutions with market-linked growth potential
- Market Protection: Leading indexed annuity provider with strong downside protection
- Income Guarantee: Robust income riders and lifetime payout options for secure retirement income
#9
Our Partner
- Objective: Secure retirement income with flexible options
- Market Protection: Offers market protection and growth potential through fixed indexed annuities
- Income Guarantee: Strong guaranteed income riders for retirement security
#10
Our Partner
- Objective: Capitalize on growth through indexed annuities.
- Market Protection: Index-linked options with no direct market exposure.
- Income Guarantee: Guaranteed lifetime income options through innovative products.
Our #1 Choice
Our Partner
- Objective: A competitive alternative to average CDs or savings accounts
- Flexibility: Not tax-deferred, giving you penalty-free access to your funds before age 59 ½ without an IRA early withdrawal tax
- Costs: No commissions, hidden fees, or charges
- Interest Rate & Terms: Up to 5.70% fixed APY¹ guaranteed with 3-10 year terms¹