- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR
- Loan terms of %{loan_term_range}.
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CashUSA Personal Loans Review
CashUSA is a free online service that connects consumers to personal loan lenders nationwide. It is not a direct lender, agent, representative or broker of any lender. CashUSA helps consumers get access to personal loans by connecting them with its network of personal loan lenders. With CashUSA, consumers can get access to personal loans of up to $10,000 and get funding as quickly as the next business day.
How It Works – Personal Loans in 3 easy steps
Complete the online form
The online form can be accomplished in minutes. Information submitted is kept secure with industry standard encryption and security measures.
Review the Offer Presented
Information contained in the online form is submitted to CashUSA’s network of lenders. Borrowers approved for a loan are then presented with the exact fees and interest rate for review. This is a free service and borrowers are not obligated to accept the terms presented by the lender.
Receive Funds in your Account
Borrowers are required to have a personal checking account when requesting a loan. Funds are deposited in the checking account in as little as one business day.
Category
Loan connecting service
Loan Details
Unsecured Personal Loans |
✔ |
Minimum Loan Amount |
$500 |
Maximum Loan Amount |
$10,000 |
Loan Period |
90 to 60 months |
Loan Rates |
Varies, with some lenders offering rates of 5.99% to 35.99% |
*** Rates, loan terms and other loan details are subject to borrower’s qualifications, State and personal loan lender.
Request Form
Online request form |
A few minutes |
Response Time |
A few minutes |
Qualification |
|
US citizen or permanent resident |
✔ |
Income requirements |
Steady income of at least $1,000 after taxes |
Personal checking account |
✔ |
Information Used |
|
Debt to income ratio |
✔ |
Credit score |
✔ |
Information contained in request form |
✔ |
Representative Example
Example 1: If you borrow $5000 over a term of 3 years with a representative APR of 18.9%, it will cost you $179.35 per month, with a total amount payable of $6456.68.
Example 2: If you borrow $8000 over a term of 1 year with a representative APR of 24.9%, you will be responsible for 12 monthly payments of $750.46, and a total amount payable of $9005.48
Example 3: If you borrow $1500 over a term of 2 years with a representative APR of 7.9%, you will have 24 monthly payments of $67.59, for a total amount payable of $1622.08
Personal Loans at CashUSA
CashUSA is a good place to start your search for a personal loan. Quick, safe and simple is what best describes CashUSA’s personal loan experience. Borrowers are given easy access to personal loans of up to $10,0000 and loan terms of 60 months. BY working with different lenders, CashUSA also gives borrowers the option of qualifying for a loan even with less than ideal credit.
Our Comments Policy | How to Write an Effective Comment
- Get personalized pre-qualified rates from multiple lenders.
- 2 Minute Process
- Loans from %{loan_amount_range}
- Rates from %{apr_range} APR
- Loan terms of %{loan_term_range}.
- Rated A+ by the BBB