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Allstate Boat Insurance Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
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Founded in 1931, Allstate Insurance Company is a provider of insurance products and related services. Through its vast network of financial specialists, brokers, and agents, the company sells life, home, business, supplemental health, long-term care, boat, flood, identity theft, and motorhome insurance as well as financial products such as annuities, IRAs, and mutual funds.
 
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How is Allstate rated?

Breakdown

4.3/5
Coverage & Benefits
0.0/5
Discounts
4.0/5
Customer Experience
4.0/5
Financial Strength & Reputation

Overall Rating: 4 / 5 (Very good)

Allstate is one of the largest, most well-renowned insurance companies in the United States offering automobile, homeowner's, business, and boat insurance, among others. It has solid financial ratings with all major credit rating agencies and is accredited by the Better Business Bureau. The company offers a good range of discounts for customers with multiple policies and those who pay in full or sing up for automatic payments. With its name-brand recognition and solid financial ratings, Allstate remains a smart choice for consumers seeking reliable boat insurance coverages.

Allstate Coverage & Benefits

Coverage & Benefits - 4.3 / 5

Allstate offers an agreed value boat insurance policy with additional coverages and benefits for liability, medical payments, uninsured boaters, personal effects, boat trailer, and more. It extends a generous number of discounts such as 20% for multiple policies, 10% for full payments, and 5% for automatic payments.
Policy Type
Agreed Value
Coverages
Comprehensive
Collision
Bodily Injury Liability
Property Damage Liability
Reasonable Repairs
Medical Payments
Uninsured/Underinsured Boater
Personal Effects
Additional Boat Equipment
Boat Trailer
Salvage Assistance
Discounts
Multi-Policy
Full-Pay
Homeowners Insurance
Boat Education Course
Automatic Payments
Benefits
Boat Towing
24/7 Dispatch

Allstate Customer Experience

Customer Experience - 4 / 5

Allstate offers an online account, claims-reporting, and a mobile app. It also provides informative articles on boat insurance as well as boat safety tips. The company has 24/7 customer support and claims process tracking. Its website is easy to navigate and includes detailed information on its products as well as customer support services.
Online Quotes
Live Chat
Online Account
Additional Resources
Articles
FAQs

Allstate Financial Strength & Reputation

Financial Strength & Reputation - 4 / 5

Allstate holds solid financial strength ratings with A.M. Best, Standard and Poor's, and Moody's Financial Services. It also has an excellent "A" rating with the Business Better Bureau based on mostly negative customer reviews and a high number of unanswered complaints. It's 5.7 out of 10 score on Trustpilot, however, is based on only five reviews, and their NAIC complaint ratio for 2017 is below the national average.
Company Type
Underwriter
Year Founded
1931
NAIC Marketshare (2017)
2.13%
NAIC Complaint Ratio (2017)
0.79
NAIC Total Complaints (2017)
148
NAIC Direct Premiums Earned (2017)
$5,996,500,280
AM Best Financial Rating
A
Standard & Poor's Financial Rating
A-
Moody's Financial Rating
A3
BBB Rating
A
Number of BBB Positive Reviews
4
Number of BBB Negative Reviews
197
Trustpilot Rating
5.7 out of 10
Date Collected
2018-04-20

Company Profile

Full Name
Allstate Boat Insurance
Company Website
https://www.allstate.com/
Headquarters
2775 Sanders Road, Northbrook, IL, 60062

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Customer Comments & Reviews

Loading Reviews ...
rogerhut
8/11/2023
In the 90's and through 2013 we had insurance with Allstate. We are buying another boat and want to get insurance in October 2023. Allstate was always a good insurer for cars, house and boat!

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