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SmartFinancial Business Insurance Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
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SmartFinancial is an insurance marketplace that connects consumers with insurers in a wide variety of different insurance fields, including auto, home, renters, health, and commercial. Through its relationships with carriers and agency partners, SmartFinancial offers real-time rates in all fifty states.

Services and Features

SmartFinancial connects businesses with insurance carriers and agency partners within the company's network with business ventures in need of insurance. Consumers simply input some basic information, including the company's name and location, type of legal entity, years of experience and years in business, amount of partners/owners, number of employees, annual revenue and payroll, and type of business. Once this is completed, users then choose the insurance type they are interested in, and are matched with carriers in their area in as little as three minutes, with discounts for experience or time in business automatically included in the filtering method. Consumers can select between General Liability, Commercial Auto, Commercial Property, Professional Liability (E&O), Directors and Officers Liability, Business Owners Package Policy (BOP), Workers Compensation, or Commercial Crime insurance. 

Business Insurance at SmartFinancial

SmartFinancial does not itself offer commercial insurance, but rather connects consumers and business owners with carriers and partners who do. It is a BBB-accredited business with an excellent A+ rating, indicating a high degree of reliability both in its function as a marketplace website, and in the top-rated insurers in its network. The insurance results offered are fully customizable, based on coverage, category, and type of business. 


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Top Rated
Our Partner
  • 100% dedicated to small business
  • Insurance for dozens of business sectors from financial services to retail
  • Eleven types of coverage available, including general liability, workers' comp, and liquor liability
  • Get a fast, free quote online
  • A+ rated by the Better Business Bureau