10 Best CDs of 2025
CDs (Certificates of Deposit) are a safe and generally more profitable investment option than traditional savings accounts. We compiled a list of the best financial institutions and their CD offerings.
Last Updated: February 07, 2025
Rates are increasing, which means it's a great time to invest!
Higher-than-average yields, and minimal fees.
Depositing more than $50,000? See if you qualify our best rate.
Member FDIC | Rates as of 2025-04-01
Our Partner
Type: CD
4.10 % APY
Rate for 1 year CDs
$1500 Min. to earn APY
+ SEE MORE DETAILS
Bread Savings CDs
- Earn %{apy_1_year} with Bread's CD
- Term: 12 months
- Min. deposit required: %{minimum_deposit_amount}
| Term | APY | Min. to earn APY | Componding Method | Insurance | |
|---|---|---|---|---|---|
| 1 year | 4.10% | $1500 | Compounded Daily | Member FDIC | Visit Site > |
Our Partner
Member FDIC
Rates as of 2025-04-01
Rates as of 2025-04-01
$1,500
4.10% APY
TYPE: CD
| Term | APY | Min. to earn APY | Componding Method | Insurance | |
|---|---|---|---|---|---|
| 1 year | 4.10% | $1500 | Compounded Daily | Member FDIC | Visit Site > |
Member FDIC | Rates as of 2025-04-01
Our Partner
Type: CD
3.50 % APY
Rate for 11 month CDs
$1,000 Min. to earn APY
+ SEE MORE DETAILS
CIT Bank CDs
- Earn %{apy_11_months} APY* with CIT's No-Penalty CD
- Term: 11 months
- Min. deposit required: $1,000
* APY as of 4/2/2024
| Term | APY | Min. to earn APY | Componding Method | Insurance | |
|---|---|---|---|---|---|
| 11 months | 3.50% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 1 year | 0.30% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 13 months | 2.10% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 2 years | 0.40% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 3 years | 0.40% | $1000 | Compounded Daily | Member FDIC | Visit Site > |
| 4 years | 0.50% | $1000 | Compounded Daily | Member FDIC | Visit Site > |
| 5 years | 0.50% | $1000 | Compounded Daily | Member FDIC | Visit Site > |
Our Partner
Member FDIC
Rates as of 2025-04-01
Rates as of 2025-04-01
$1,000
3.50% APY
TYPE: CD
| Term | APY | Min. to earn APY | Componding Method | Insurance | |
|---|---|---|---|---|---|
| 11 months | 3.50% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 1 year | 0.30% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 13 months | 2.10% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 2 years | 0.40% | $1,000 | Compounded Daily | Member FDIC | Visit Site > |
| 3 years | 0.40% | $1000 | Compounded Daily | Member FDIC | Visit Site > |
| 4 years | 0.50% | $1000 | Compounded Daily | Member FDIC | Visit Site > |
| 5 years | 0.50% | $1000 | Compounded Daily | Member FDIC | Visit Site > |