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EverBank Checking Accounts Review

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EverBank is a primarily online bank that offers banking, lending, and investment products in the United States. With only 20 branches, the bank was founded in 1998 n Jacksonville, Florida, and operates as a subsidiary of EverBank Financial Corp. EverBank also provides real estate lending and business credits.
 
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How is EverBank rated?

Breakdown

4.0/5
Account Features
4.0/5
Fees and Restrictions
3.7/5
Support, Reputation, and Financials

Overall Rating: 3.9 / 5 (Very good)

EverBank is a great choice for consumers who can afford to keep a relatively high balance on their account, as the bank offers high yields and waives fees for non-network ATMs (with a minimum average daily balance of $5,000). Customer satisfaction rates appear relatively high, and representatives are available 24/7 via phone, as well as on Twitter during business hours.

EverBank Account Features

Account Features - 4 / 5

Where the bank's terms really shine is in its high yields for the Yield Pledge account, which guarantees returns in the top 5% percent, with an introductory offer of 1.21% APY for the first year on balances up to $125K. Digital wallet services work through Apple Pay and People Pay.
Types of Checking Accounts
Free Checking Accounts
Online Checking Accounts
Methods of Deposits
Mobile Check Deposit
No-Fee ATM
No-Fee at Branded ATMs
No-Fee at Network ATMs
Branch Offices
11 offices in Florida

Interest (APY)

1.21%
Integration with Mobile Payment Services
Apple Pay
Pay Bills Online
Yes
Mobile App
Yes

EverBank Fees and Restrictions

Fees and Restrictions - 4 / 5

EverBank's rates and fees are inline with industry standards for both of their online checking accounts, (Yield Pledge Checking and Basic Checking). EverBank has 11 locations across Florida, although it is mainly a web-based bank. Among its online features, EverBank includes bill pay services, mobile check deposits, unlimited ATM fee reimbursements with a minimum average daily balance of $5,000, all through its free app.
Minimum Balance
$5,000

EverBank Support, Reputation, and Financials

Support, Reputation, and Financials - 3.7 / 5

EverBank enjoys an excellent reputation for financial stability, with good ratings across various different platforms and very little consumer complaints. The bank operates as a subsidiary of EverBank Financial Group, which was recently purchased by the Teachers Insurance & Annuity Association of America (TIAA), who also has a solid financial backing.
BBB Rating
A+
Date Collected
2018-09-07
Year Founded
1977
Live Help 24/7
Yes

Contact Methods

  • Phone
  • Social Media

Company Profile

Full Name
EverBank Checking Accounts
Company Website
https://www.everbank.com
Headquarters
501 Riverside Avenue, Jacksonville, FL, 32202

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