Fattmerchant Credit Card Processing Services Review

Full Menu of Services

Fattmerchant has customers covered when it comes to the payment methods it supports: swipe, tap, key-in, contactless, and online shopping carts. The company works with developers to power-up their existing apps and websites, but offers less established companies plug-and-play solutions. You can integrate Fattmerchant services with your accounting software to save time and reduce the complexity of bookkeeping. The company also offers some top-line built-in analytics to help you make informed decisions around products, promotions, and staffing. 

Best for Transparent Pricing

But what we really found interesting about Fattmerchant is its transparent pricing. Customers pay a monthly subscription fee, prominently displayed on their website, to use Fattmerchant service. Plans start at $99 per month for transactions totaling less than $500,000 during a billing cycle with an $.08 charge per transaction. Customers doing over $500,000 pay a higher monthly fee but pay a lower, $.06-per-transaction fee. One exception to their flat rate pricing is common in the industry: transactions that are keyed in, rather than swiped or tapped, carry an additional charge.

In addition, the company takes no mark-up on the interchange fees it collects on behalf of merchant services companies. These are fees you pay with every transaction and may vary according to the credit card used, how the payment is taken, and even what goods are purchased. Some customers may find the predictability of Fattmerchant’s fixed pricing policy helps them plan their business more effectively. 

There are no hidden start-up costs when you work with Fattmerchant. You will pay upfront for the equipment you choose and own it outright. We see this as a form of price protection—that’s one less monthly fee that could go up for your business.