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Credit Saint Credit Help Review


ConsumersAdvocate.org Rating: 5 / 5 (Excellent)
13 Customer Comments & Reviews - see all comments
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Founded in 2004, Credit Saint offers credit restoration services to Americans with challenging credit histories. This company is highly regarded in the industry and has maintained A- or higher ratings from the Better Business Bureau since 2007. The company offers a 90-day money-back guarantee and a variety of plans to suit a wide range of consumer needs. Credit Saint is located in Oakland, New Jersey.

Plan Details

We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.

Pricing – Credit Saint does not charge any fees in advance of its providing its services

 

Polish

Remodel

Clean Slate

First Work Fee

$99

$99

$195

Monthly Fee

$79.99

$99.99

$119.99

Type of Contract

  • Month to month

Refund/ Cancellation Policy

  • Cancel anytime

Online Registration

  • Yes

Phone Registration

  • Yes

Features

Credit Saint offers three programs that are designed to cater to individual credit help needs. Its Clean Slate program contains an extensive list of credit-help targeted services.

It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle.

Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every item you believe to be reporting inaccurately within the first cycle with no limit.

Items Challenged If Reporting Inaccurately

  • Late payments
  • Identity thefts
  • Charged-offs
  • Collections
  • Inquiries
  • Bankruptcies
  • Repossessions
  • Judgments

Credit Saint works in 45-day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit updated credit reports through fax, email or even submit pictures from their smartphones to the company for a progress report update.

This report includes inaccurate items that have been removed and pending inaccurate items for dispute. After this, the next cycle of disputes is resumed until all of the inaccurate items are removed from your credit report.

Support Services

Clients are able to reach a credit consultant through a toll-free number. They can also be reached via email and online chat. There is also an online-account page where clients can view the status of inaccurate items removed from their credit reports.

This includes a Time Line, Progress Report and Credit Analysis.

Credit Saint Summary

Credit Saint has an extensive list of services that are sure to help people with poor credit scores resulting from inaccurate items appearing on their credit reports.

Its 90-day money back guarantee and cancel anytime policy is a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat.

Overall, one of the more dependable we have seen when it comes to credit restoration services.

 


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13 Customer Comments & Reviews

Loading Reviews ...
Tony R
2/2/2025
help my credit in 90 days i was in the 500 now I'm in 700 thank to credit saints


feeshoney50
1/25/2025
Hasn’t done anything but take my money ! A total scam! And I have spent so much money with these people. Customer service is also poor!


rclark1384
1/16/2025
Absolutely a scam! 600$ for no improvement on your credit. Don't waste your time or better your money.


dakidgetsbusy
11/22/2024
They are a scam company they lied n said they took late payments off my credit n when I brung that to there attention to someone else they tried to give me a discount for 2 months n said they couldn’t refund me my money!!!!!


rdel178616
9/13/2024
They take your initial big payment and then tell you there's a 36 day cycle before they can give you any information in the mean time another payment is charged and now you have to wait 35 more days again so they can charge you again. Then they say it will take another 35 days again lol lol big Scam. I took the loss and cancelled after 63 days and 3 payments. Don't bother.


rdel178616
9/13/2024
Fake, Did lousy job for me.Save your money and don't waste your time.


Cj H
8/9/2024
I just want everybody to know this company is a lie. It’s no moneyback guarantee. Please go somewhere else. This place is a lie.


pedrodls21
8/7/2024
Working with the company for 5 months so far , results are mininum .. giving them one more month chance to see what happens .


wrjr01
9/18/2023
Not true, the items removed were minimal and I did most of the follow-up trying to get them to do more. I received many "Did not appear you submitted the information" letters from the credit companies and Credit Saint had no response or plan of action to deal with that. Often connected with low-level telemarketing employees who had no real experience with helping to clean your report. So sorry I gave away the several months of payments it took me to wake up!


C
Craig F
8/21/2023
Ask Douglas for any credit help, he's e-mail is dougfoster543 AT g/mail,c/om



Top Rated
Our Partner
  • $79.99 per Month (Cancel Anytime)
  • 90-day money-back guarantee
  • Three plans to suit consumer needs
  • High success rate and quick results 
  • BBB accredited with an A rating
  • Unique challenges, no form letters used