Lexington Law Credit Help Review

Plan Details

Pricing

• Concord Standard $99.95 per month
• Concord Premier $119.95 per month
• Premier Plus $139.95 per month

Type of Contract

• Month to month

Refund/Cancellation Policy

• Cancel anytime
• Online Registration: Yes
• Phone Registration: Yes

Licenses

• Credit Repair Organization Act
• Registered with Attorney General Offices
• Bonded

Features

To start out you'll need to obtain copies of your credit reports from the three credit bureaus (Equifax, Experian, and TransUnion) and submit them to Lexington Law. The company can help you obtain these when you sign up.

Then, there is an online "Dispute Valet" feature that lets you choose which negative items you would like to dispute. Lexington Law representatives are available to assist you in determining this throughout the entire process.

After completing the Dispute Valet service, Lexington Law will send disputes to the different credit bureaus, asking them to supply verified and accurate details about the negative items in question.

Credit bureaus have 30 days to investigate disputes and supply you with results and an updated credit report. Upon receiving the report, clients are requested to send it to Lexington Law for evaluation and continue with the dispute process if it remains unresolved in your favor.

Lexington Law Features:

• One simple monthly fee for all services, including communication with credit bureaus, verification requests, and unlimited disputes on questionable credit items
• Non-confrontational intervention with a creditor for customers who are late with payments
• For very late accounts, creditor intervention that requests full documentation of compliance with consumer protection statutes and credit reporting revisions
• For charged-offs and collection accounts, demands a complete accounting of the listing’s full substantiation or appropriate revision
• Immediately gathers your credit information upon completion of the engagement agreement
• Trans Union credit monitoring
• Sends email alerts if there are any changes to your credit reports which could positively or negatively affect your credit score
• The firm prepared letters for each questionable inquiry you designate
• Monthly credit score improvement analysis
• $25,000 Identity theft insurance with Premier Plus plan

Support Services

Lexington Law’s support representatives can be reached via toll-free phone service, email, and online chat.

Support is available 24/7 via:

• Email
• Phone
• Chat support

Lexington Law Summary

Lexington Law is a reliable and experienced credit restoration with a lengthy history of delivering results. The company has helped clients have more than 77 million negative items removed from their credit reports since its founding in 2004. 

The company has helped clients improve their credit scores for more than two decades by using time-tested procedures. Along with its credit help services, Lexington Law also offers identity theft protection with some plans to safeguard your credit profile even further.

By working with one of the credit help industry’s most trusted and oldest brands, clients searching for credit restoration services or hoping to improve their credit scores can be feel confident that, given enough time, Lexington Law will deliver.