Safeport Law Credit Help Services Review

Services

Safeport Law provides a simple service to consumers whose credit scores are subpar due to mistakes on their credit reports. The firm works with clients to identify inaccuracies in their credit reports and, in turn, with creditors and credit bureaus to have those inaccuracies excised from their credit reports. Initial services are performed by credit experts. The company touts that these experts are backed by attorneys who specialize in credit relief, however, its services do not appear to include actual legal services or representation in court.

The process for getting credit help from Safeport involves setting up a free consultation. Should you choose to work with the firm, you will work together to identify remarks that are dragging your score down. The company then gets to work on analyzing your credit score and contacting your creditors and informing them of inaccuracies. Sometimes creditors will cooperate and reverse their reporting so that it reflects clients' true, positive credit behavior. Should a creditor not comply with Safeport's requests, the firm goes on to contact all three major credit bureaus to challenge negative remarks and argue on your behalf.  Note that negative remarks that are accurate cannot be removed from your credit report. You will need to provide proof that late payment remarks, for example, are unjustified.

Safeport Law enables consumers to track the firm's activity and see how the firm's interventions are affecting their credit score. This is an online service available 24/7.

Fees

Safeport Law charges clients $99 per month for its services. That fee falls in the middle range for credit repair services. The company offers a 90-day money-back guarantee: if the company is unsuccessful in getting negative remarks removed from your credit report after three months of service, you can apply for a refund. You must pay fully for three months of service to be eligible for the money-back guarantee, So any way you look at it, you can expect to spend about $300 on initial credit repair services. Consumers should note that credit repair takes time. Certain laws give credit bureaus at least one month to respond to challenges. With each successive contact related to your challenge, the clock resets. So it can easily take months before you see your credit score improve. In the meantime, you must continue to pay your bills on time. Otherwise, the services Safeport Law performs on your behalf will be undermined by your behavior.

Credentials

Safeport Law does not discuss the credentials of its credit specialists or its network of attorneys. That practice doesn't inspire confidence in the firm's expertise.

Reputation

Safeport Law is accredited by the Better Business Bureau, where it holds an A- rating. BBB ratings represent the BBB's opinion of how the business is likely to interact with its customers. Among other factors, the organization investigates complaints against a company to determine its rating. It also collects its own consumer reviews, 

Safeport Law Summed Up

Safeport Law is a new enterprise, founded in 2022. It doesn't have much of an online reputation at this point in time. The company charges moderate fees for its services when compared to other companies that do the same kind of work. The company's website is very thin on information, particularly surrounding the credentials of its credit specialists. Overall, the company could do a better job of educating consumers on its practice and on credit repair in general.