Sky Blue Credit Help Review

Years In Operation

• Since 1989

BBB Rating

• A+

Plan Details

Pricing 

• Individuals - $79
• Special for couples - $119 (50% off the second member)

Type of Contract

• Month to month

Refund/Cancellation Policy

• Full 90-day money-back guarantee
• Cancel anytime

Online Registration

• Yes

Phone Registration

• Yes

Licenses

• Credit Repair Organization Act
• Registered with Attorney General Offices
• Bonded

Features

Upon completing the signup process, an email is sent with instructions on how to get your 3 credit bureau report.

When you receive them, Sky Blue conducts a line-by-line review of all items and identifies dispute candidates for you. The company also sends tips on how to improve your FICO score if applicable.

Sky Blue then challenges erroneous items with the credit bureaus and reports back to you as updates occur. If challenges are not settled favorably, Sky Blue automatically sends re-disputes until satisfactory results are achieved.

What's more, Sky Blue includes cease and desist letters at no extra charge (this service is usually only included by competitor companies in their highest priced plans).

• Free consultation
• Expert credit report review
• Credit bureau disputes
• Custom FICO Score tips and credit rebuilding
• Creditor Assistance: Debt validation and goodwill letters
• Cease and desist letters at no extra charge
• Monthly three-bureau monitoring and reports (this is an add-on service)

Support Services

• Email
• Phone support
• Account portal message center

Sky Blue Summary

Sky Blue has more than three decades of experience in helping people clean up their credit reports and increase their credit scores.

They provide clients with a complete credit report review, identify dispute opportunities, and offer custom FICO score improvement tips.

Their unusual hassle-free 90-day refund policy provides an extra level of comfort when getting started, while their excellent customer service and proven track record of removing disputed items makes Sky Blue one of our editor's top choices in the industry.