Credit Saint Credit Repair Review
Plan Details
We have discovered that dollar for dollar, Credit Saint offers one of the best programs out there.
Pricing – Credit Saint does not charge any fees in advance of its providing its services
|
|
Polish |
Remodel |
Clean Slate |
|
First Work Fee |
$99 |
$99 |
$195 |
|
Monthly Fee |
$79.99 |
$99.99 |
$119.99 |
Type of Contract
-
Month to month
Refund/ Cancellation Policy
-
Cancel anytime
Online Registration
-
Yes
Phone Registration
-
Yes
Features
Credit Saint offers three programs that are designed to cater to individual credit repair needs. Its Clean Slate program contains an extensive list of credit repair targeted services.
It is the most aggressive of the three and gives clients access to escalated information requests. Many companies offer “unlimited disputes” but only end up challenging a maximum of 6 per cycle.
Credit Saint’s “Clean Slate” program is unique in the industry as it will challenge every item you believe to be reporting inaccurately within the first cycle with no limit.
Items Challenged If Reporting Inaccurately
- Late payments
- Identity thefts
- Charged-offs
- Collections
- Inquiries
- Bankruptcies
- Repossessions
- Judgments
Credit Saint works in 45-day cycles. Changes on your credit reports are reflected at the end of each cycle. Clients then submit updated credit reports through fax, email or even submit pictures from their smartphones to the company for a progress report update.
This report includes inaccurate items that have been removed and pending inaccurate items for dispute. After this, the next cycle of disputes is resumed until all of the inaccurate items are removed from your credit report.
Support Services
Clients are able to reach a credit consultant through a toll-free number. They can also be reached via email and online chat. There is also an online-account page where clients can view the status of inaccurate items removed from their credit reports.
This includes a Time Line, Progress Report and Credit Analysis.
Credit Saint Summary
Credit Saint has an extensive list of services that are sure to help people with poor credit scores resulting from inaccurate items appearing on their credit reports.
Its 90-day money back guarantee and cancel anytime policy is a testament to the company’s confidence in delivering on its promises. Professional support is readily available through email, phone on online chat.
Overall, one of the more dependable we have seen when it comes to credit repair services.
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- Accredited by the Better Business Bureau, with an A rating
- Transparent pricing policies
- 90-day money-back guarantee
- Three tiers give you options on claims disputed and cost
- Credit tracker alerts you of any change to your credit report
