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ClickFreeScore Credit Reporting Review


ConsumersAdvocate.org Rating: 4.4 / 5 (Excellent)
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ClickFreeScore is a credit monitoring agency based in Boulder, Colorado, that tracks consumer credit files and alerts them when their scores experience any changes. The website monitors files from all three major credit bureaus—TransUnion, Equifax, and Experian, while simultaneously providing credit consultation and unlimited access to user credit scores. ClickFreeScore also offers tips and general information regarding credit and credit scores.

How is ClickFreeScore rated?

Breakdown

4.0/5
Plans and Pricing
4.5/5
Report Details and Frequency
4.5/5
Credit Bureau & Credit Scores
4.5/5
Monitoring and Extra Features

Overall Rating: 4.4 / 5 (Excellent)

For a credit monitoring service, ClickFreeScore does a respectable job. Its basic membership plan is affordable and offers most of the tools consumers could want from simple credit monitoring. Consumers looking for a more comprehensive set of services with their credit monitoring could stand to benefit from its more expensive plans. Nevertheless, the website does feature some notable additional services. ClickFreeScore's basic membership plan is an overall solid alternative for consumers in need of a simple credit score solution.

Credit Score & Reports

Report Details and Frequency - 4.5 / 5

ClickFreeScore covers all three major credit bureaus: Equifax, Experian, and Transunion. It shows users their credit reports without asking for a hard inquiry every 12 months, on a yearly basis. The website monitors credit scores daily, however, and some of its plans provide unlimited access to scores from all three bureaus.

Credit Bureaus Covered

Equifax
Experian
TransUnion
Credit Report Frequency
Annually
Access to Credit Scores
Yes
Access to Credit Reports
Yes

Monitoring & Tools

Credit Bureau & Credit Scores - 4.5 / 5

In addition to tracking a user's score, ClickFreeScore will notify customers of any changes to their credit score. If users suffer from credit theft, professional consultants are standing by, ready to assist them. The website also features numerous additional services, including PC support and long distance calling, travel and hotel discounts, and 24/7 roadside assistance.
Credit Tools
Credit Change Alerts
Historical Score Tracking
Security & Protection
Identity Restoration Support

ClickFreeScore Plans & Pricing

Plans and Pricing - 4 / 5

ClickFreeScore offers three membership plans. The Basic Credit Membership plan is $9.95/mo and has all of the website's features except for Experian's credit report and score, for which it charges an extra $6.95. The Premium Credit Membership is $29.95/mo and includes the Experian report and score. Lastly, the Ultimate Credit Membership is $39.90 and features everything the website has to offer with unlimited use. Consumers who want to try out ClickFreeScore can pay $1 for a one week trial.
30-day Trial Available?
No
Free Report Offered?
No
Monthly Price
Starting at $9.95

ClickFreeScore Reputation & Support

Monitoring and Extra Features - 4.5 / 5

ClickFreeScore has been providing its credit monitoring services to consumers for two years. Because the business's BBB file information is being reviewed and/or updated, it is not currently rated. It is accredited by them, however. The website has no mobile app, only sending alerts to members via email.
Mobile App
No
Alert Methods
Email

Customer Feedback

BBB Rating
NR
Date Collected
2018-10-10

Contact & Additional Company Information

Year Founded
2016
Homepage URL
Company Phone
(855) 501-8211
Headquarters Address
4845 Pearl East Cir Ste 101, Boulder, CO, 80301

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Customer Comments & Reviews

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ccssrindustrial
8/9/2022
Apparently I am not the only one that knows that this Company is a Scam I signed in to check my credit Score for one Dollar on a 7 day trial and cancelled it 4 days later the representative said it was all taken care of . But I have been charged three times Month after Month , 39.99 each month . after calling they telling they to stop charging me for some thing I cancelled three months back they have the audacity to tell me I have never cancelled the service . this time I ask for her name and my cancellation # over the phone . F****ing Scamers so they got me for over 100.00 dollars .


Roy J
11/5/2020
They do not have email, this would be faster than mailing. I have called them, but it was long waiting, so I send them the mail to Charlestown, RI. I have ask them to cancel. I do not need to continue, however, all I wanted is see what my score is. I have send them the letter this morning in the mail. Like I said, they need email. Thank you, Roy Jacobson


pottsmb59
3/6/2019
This is a scam. I went on line due to a comment my bank added to an e-mail to check my credit score. I signed up for a 1 day trial for $1. I was charged 2 one dollars per my credit card. One week later I was billed $39.90, due to small print at the bottom of the website. I was able to review only 2 of the 3 credit reporting firms. When I called Click Free Score, they cancelled my account but would not refund my money. Do not look at your credit scores on line, unless it is one of the big 3 companies. I do not like being charged for something I did not like and will never use.



Top Rated
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  • 3 Credit reports & $1M Identity Theft insurance**
  • Helped protect more than 47 million identities
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  • What matters most is how a company helps you when your identity is stolen