We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more
  1. Home
  2. Credit Reporting
  3. YourScoreAndMore Review

YourScoreAndMore Credit Reporting Review


ConsumersAdvocate.org Rating: 4.1 / 5 (Excellent)
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
YourScoreAndMore.com is a web-based service that provides consumers with their credit scores and with monitoring of information submitted to Equifax, TransUnion, and Experian. It also offers identify theft prevention and insurance products. The company charges a recurring fee for services, which can be paid monthly, quarterly, or yearly.
 
View Top 10 List

How is YourScoreAndMore rated?

Breakdown

3.5/5
Plans and Pricing
4.5/5
Report Details and Frequency
4.0/5
Credit Bureau & Credit Scores
4.5/5
Monitoring and Extra Features

Overall Rating: 4.1 / 5 (Excellent)

YourScoreAndMore provides a fairly basic credit reporting service without many of the add-on features that other companies offer. Unlike many others in the industry, it does not offer a free trial. Its monthly rate is quite high compared to comparable companies, but becomes very competitive if paid six or twelve months ahead. The fee includes identity theft insurance. The owner of the website does not identify itself, which is unusual. The company's array of services provided can be procured for less from companies that don't charge as much and that identify themselves adequately.

Credit Score & Reports

Report Details and Frequency - 4.5 / 5

YourScoreAndMore provides both credit scores and reports from the Big Three credit bureaus. The reports are apparently delivered only by email, though this is not spelled out explicitly in the company's website.

Credit Bureaus Covered

Equifax
Experian
TransUnion
Credit Report Frequency
Monthly
Access to Credit Scores
Yes
Access to Credit Reports
Yes

Monitoring & Tools

Credit Bureau & Credit Scores - 4 / 5

It does not appear that YourScoreAnd More provides a credit analysis calculator, historical score tracking, an interest rate estimator, or social media insights. This puts it at a competitive disadvantage with many others in the credit reporting industry.
Credit Tools
Credit Change Alerts
Security & Protection
Identity Theft Monitoring
Identity Theft Insurance
Identity Theft Insurance Limit
$1,000,000

YourScoreAndMore Plans & Pricing

Plans and Pricing - 3.5 / 5

Unlike many of its competitors, Your ScoreAndMore does not offer a free trial. The company offers a seven-day trial membership with a $1 processing fee. After that, the monthly fee is $39.94, though there is a substantial discount for paying semi-annually or yearly. The monthly fee is definitely higher than many of YourScoreAndMore's competitors, so it may not be your best option if you're trying to keep costs low.
30-day Trial Available?
No
Free Report Offered?
No
Monthly Price
Starting at $39.94

YourScoreAndMore Reputation & Support

Monitoring and Extra Features - 4.5 / 5

YourScoreAndMore is a BBB-accredited business and enjoys A+ rating, though it has only a handful of reviews. The BBB lists the company as a sole proprietorship and provides an address in Goleta California. However, no information is listed as to the identity of the proprietor of the company. The company's Terms of Service also fail to identify precisely whom the customer is doing business with, and appears to have been copied from a completely different website. The domain name is registered to a Nora P. of Nations Info Corp. The company does not have an entry in TrustPilot. This lack of transparency raises a red flag.
Mobile App
No
Alert Methods
Email

Customer Feedback

BBB Rating
A+
Date Collected
2019-11-19

Contact & Additional Company Information

Year Founded
2005
Homepage URL
https://secure.yourscoreandmore.com

Our Comments Policy  |  How to Write an Effective Comment

Leave a comment for YourScoreAndMore Credit Reporting
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Customer Comments & Reviews

Loading Reviews ...
R
Robert K
12/29/2023
Robert Koral Please cancel my subscription to YourScoreAndMore.Com I don't want any $39.94 taken out from my credit Card any more I want it done ASAP

A
Amy
2/9/2021
No app and aftera wk they charge way too much. Especially when creditkarma and other apps are free 4a month dont waste ur time

Top Rated
Our Partner
  • 3 Credit reports & $1M Identity Theft insurance**
  • Helped protect more than 47 million identities
  • Monthly Credit Score* updates
  • A+ BBB rating
  • What matters most is how a company helps you when your identity is stolen
READ FULL REVIEW >
VISIT SITE

Related to Credit Reporting

Top Articles
Suggested Comparisons