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Compare Accredited Debt Relief vs. National Debt Relief Debt Relief

What’s the difference between Accredited Debt Relief and National Debt Relief? See how our editors compare the two companies below.
Last Updated: May 24, 2024
Accredited Debt Relief
4.2 / 5 - Excellent
#3 in Debt Relief
National Debt Relief
4.9 / 5 - Excellent
#1 in Debt Relief
vs

Key Facts

Serving customers with $15,000 of debt and more

  • 100% free, no risk consultation
  • Significantly reduce your debt
  • No upfront enrollment fees
  • Get out of debt in 24-48 months!
  • Applying won’t affect your credit score
  • A+ Better Business Bureau rating
  • Building financial well-being since 2008

Free consultation, 100% Confidential

  • Fast and easy application process
  • No upfront fees
  • One-on-one evaluation with a debt coach
  • Become debt-free in 24 to 48 months
  • For people with $7,500 in unsecured debts and up
  • Rated A+ by Better Business Bureau
  • AFCC Accredited
  • Resolving debt since 2009

OVERALL RATINGS

 Accredited Debt ReliefNational Debt Relief
Reputation4.4/55.0/5
Qualification4.2/55.0/5
Pricing & Fees4.0/55.0/5
Services4.2/54.8/5

Services Compared

 Accredited Debt ReliefNational Debt Relief
Services Offered
Debt Consolidation
Debt Settlement
Professional Consultation
Bankruptcy
Debt Settlement
Professional Consultation
Program Length
24-54 months
24-48 months
Additional Benefits
Personal Advisor
Online Management

Qualification Differences

 Accredited Debt ReliefNational Debt Relief
Minimum Debt Amount
$10,000
$10,000
Debt Solutions For
Personal Loans
Medical Bills
Business Debt
Unsecured Loans
Credit Cards
Personal Loans
Medical Bills
Business Debt
Credit Cards
Collections & Repossessions
Student Debt
Excluded Debts: Payday loans and student loans may not be eligible.
Excluded Debts: Lawsuits, IRS Debt and Back Taxes, Utility Bills, Auto Loans, Government Loans, Mortgage or Home Loans, Other Secured Debts

Pricing Comparison

 Accredited Debt ReliefNational Debt Relief
Up-front Fees?
No
No
Fees Summary
Accredited Debt Relief will take 18%-25% of whatever debt they are able to settle in fees.

Reputation

Compliance & Accreditations

 Accredited Debt ReliefNational Debt Relief
AFCC Membership
Accredited Member
Accredited Member
IAPDA Accredited
Yes
Yes
FTC Compliant
Yes
Yes

Online Reviews

 Accredited Debt ReliefNational Debt Relief
Trust Pilot Rating
4.9 out of 5
4.7 out of 5
BBB Rating
A+
A+
Number of BBB Positive Reviews
38
158
Number of BBB Negative Reviews
4
24
Date Collected
2018-01-03
2017-11-30

Contact & Additional Information

 Accredited Debt ReliefNational Debt Relief
Homepage URL
Headquarters Address
591 Camino De La Reina #818, San Diego, CA, 92108
180 Maiden Lane, 30th Floor, New York, NY, 10038

Final Verdict

National Debt Relief has a higher overall rating than Accredited Debt Relief. National Debt Relief scores better than Accredited Debt Relief across: Reputation, Qualification, Pricing & Fees, and Services.


Customer Comments & Reviews

B
Brian B
10/10/2019
National Debt Relief review
Not sure how I feel about NDR, I don't feel they are the Pit Bulls they advertise to be! right now I give them a C rating


S
susie d
4/28/2019
National Debt Relief review
Started in Nov 15 2018 with 3 cards the least amount was done first settled for 1300 from 3200 and NDR charged 700 so I still saved over a thousand dollars I hope the other 2 go as well,I wish I could put more then 250 a month into my saving but only have Social security benefits of 900 a month


S
Sherry R
9/5/2018
Accredited Debt Relief review
I am on the initial review of this company and planning to begin the program. I am a very credit conscious person and have no missed payments but high debt and recently divorced. I am cautiously doing this program to pay my credit debt quicker before I retire. I hate taking the risk to hurt my credit but hope that this resolves the debt ratio and debt as priority inturn will improve my overall credit rating. Lukas has been very informational, thorough and polite. I look forward to making this work and will certainly write a secondary review once I am in the middle of this process to follow up.


J
Joe
8/25/2018
Accredited Debt Relief review
answered all my question.Told them I needed more time and they did not pressure me. Plan to use this company just had to do my home work and I like what I see.


L
Lana
8/7/2018
Accredited Debt Relief review
From the first call, Omar was friendly, patient, and knowledgeable. He never judged me on my bad debts. I feel a burden has been lifted off of me. Financially I was drowning in debt. Finally because of this company, I can see a light at the end of the tunnel. Everything was easy and stress free. Highly recommend this company.


T
Trixy B
9/23/2016
National Debt Relief review
This company is the "Real Deal" for debt relief. We have only been with this program less than 6 months and our largest debt has been resolved. NDR customer service has always been friendly and easily answers any and all questions. If you for some reason decide not to follow through with them you can cancel at any time. You have nothing to loose for giving NDR a try. You won't regret it!


J
Joseph s
9/21/2016
National Debt Relief review
National Debt Relief helped me very much. I had alot of debt an they help solved it quickly . I would recommend this company because they friendly and. Professional