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Compare Freedom Debt Relief vs. National Debt Relief Debt Relief

What’s the difference between Freedom Debt Relief and National Debt Relief? See how our editors compare the two companies below.
Last Updated: May 24, 2024
Freedom Debt Relief
4.8 / 5 - Excellent
#2 in Debt Relief
National Debt Relief
4.9 / 5 - Excellent
#1 in Debt Relief
vs

Key Facts

Recommended for debts above $20,000

  • Fast & easy online registration with 24/7 customer assistance
  • Free, no-obligation evaluation
  • Low monthly payments with no upfront fees
  • A+ rating from the BBB
  • More than $18 billion in debt resolved
  • Helping people overcome debt since 2002

Free consultation, 100% Confidential

  • Fast and easy application process
  • No upfront fees
  • One-on-one evaluation with a debt coach
  • Become debt-free in 24 to 48 months
  • For people with $7,500 in unsecured debts and up
  • Rated A+ by Better Business Bureau
  • AFCC Accredited
  • Resolving debt since 2009

OVERALL RATINGS

 Freedom Debt ReliefNational Debt Relief
Reputation4.9/55.0/5
Qualification5.0/55.0/5
Pricing & Fees5.0/55.0/5
Services4.5/54.8/5

Services Compared

 Freedom Debt ReliefNational Debt Relief
Services Offered
Debt Settlement
Professional Consultation
Debt Settlement
Professional Consultation
Estimated Debt Reduction
30%
Program Length
24-48 months
24-48 months
Additional Benefits
Online Management

Qualification Differences

 Freedom Debt ReliefNational Debt Relief
Minimum Debt Amount
$7,500
$10,000
Debt Solutions For
Medical Bills
Unsecured Loans
Credit Cards
Personal Loans
Medical Bills
Business Debt
Credit Cards
Collections & Repossessions
Student Debt
Excluded Debts: No collateral-based loans (auto loans and mortgages) and no federal student loans.
Excluded Debts: Lawsuits, IRS Debt and Back Taxes, Utility Bills, Auto Loans, Government Loans, Mortgage or Home Loans, Other Secured Debts

Pricing Comparison

 Freedom Debt ReliefNational Debt Relief
Up-front Fees?
No
No

Sample Program

 Freedom Debt ReliefNational Debt Relief
Estimated Savings
$69,550
Estimated Program Length
46 months
Estimated Monthly Payment
$387
* The estimates above were obtained directly from the Freedom Debt Relief online quote tool. Estimates are for an individual living in California with $25,000 in debt. The estimated fees for the above sample program were quoted as: "No upfront fees"

Reputation

Company Details

 Freedom Debt ReliefNational Debt Relief
Number of Accounts Settled
600,000
100,000
Amount of Debt Settled
$7,000,000,000
$100,000,000

Compliance & Accreditations

 Freedom Debt ReliefNational Debt Relief
AFCC Membership
Accredited Member
Accredited Member
IAPDA Accredited
Yes
Yes
FTC Compliant
Yes
Yes

Online Reviews

 Freedom Debt ReliefNational Debt Relief
Trust Pilot Rating
4.6 out of 5
4.7 out of 5
BBB Rating
A+
A+
Number of BBB Positive Reviews
1,623
158
Number of BBB Neutral Reviews
38
2
Number of BBB Negative Reviews
144
24
Date Collected
2018-04-12
2017-11-30

Contact & Additional Information

 Freedom Debt ReliefNational Debt Relief
Homepage URL
Headquarters Address
1875 S Grant St., San Mateo, CA, 94402
180 Maiden Lane, 30th Floor, New York, NY, 10038

Final Verdict

National Debt Relief has a higher overall rating than Freedom Debt Relief. National Debt Relief scores better than Freedom Debt Relief across: Reputation, and Services. Both companies score similarly on Qualification, and Pricing & Fees.


Customer Comments & Reviews

B
Brian B
10/10/2019
National Debt Relief review
Not sure how I feel about NDR, I don't feel they are the Pit Bulls they advertise to be! right now I give them a C rating


S
susie d
4/28/2019
National Debt Relief review
Started in Nov 15 2018 with 3 cards the least amount was done first settled for 1300 from 3200 and NDR charged 700 so I still saved over a thousand dollars I hope the other 2 go as well,I wish I could put more then 250 a month into my saving but only have Social security benefits of 900 a month


William D
3/19/2019
Freedom Debt Relief review
I have read the class action, I have read the customer reviews, they are incorrect at least frommy experience. I got the information and asked thousands of questions concerning the system, I knew very well that things happen, but so far I am proud to pick FDR!


B
bill
7/12/2017
Freedom Debt Relief review
excellent experience and program will allow to make extra fund payments to quickly pay off credit card debts


T
Trixy B
9/23/2016
National Debt Relief review
This company is the "Real Deal" for debt relief. We have only been with this program less than 6 months and our largest debt has been resolved. NDR customer service has always been friendly and easily answers any and all questions. If you for some reason decide not to follow through with them you can cancel at any time. You have nothing to loose for giving NDR a try. You won't regret it!


J
Joseph s
9/21/2016
National Debt Relief review
National Debt Relief helped me very much. I had alot of debt an they help solved it quickly . I would recommend this company because they friendly and. Professional