EasyDentalQuotes.com Dental Insurance Review

Coverage

EasyDentalQuotes.com's dental plans cover all the major dental services you'd expect, including cleanings, root canals, fillings and crowns. There are also plan options for those who need orthodontic or dental implant coverage, though these are a little more challenging to find. While some of EasyDentalQuote.com's partner plans have a waiting period for certain procedures, many do not, and this information is clearly listed on the quote page. Plans have annual benefit maximums of up to $3,000, which should be more than enough for most families.

Plan Options

EasyDentalQuotes.com offers discount dental plans and traditional dental insurance. Its discount dental plans are more affordable and help reduce the cost of certain medical treatments, but it's not insurance in the traditional sense. While you still pay in a monthly amount for the membership, there aren't any deductibles or copays. You simply swipe your card at the dentist's office and then pay the reduced amount you're eligible for.

If you'd like traditional dental insurance, you'll have your choice of PPO, indemnity and immediate coverage plans. PPO plans have their own network of providers. You can see dentists out of your network, but it will cost more. Indemnity plans, also known as "fee for service" plans don't impose these restrictions and enable you to see any dentist or specialist you wish, typically without a referral. Immediate coverage plans are best if you know you'll need dental work completed right away as they have no waiting periods on most services.

Ease of Use

Getting a quote from EasyDentalQuotes.com is simple. Just enter your zip code and you're presented with a list of options in your area. You can then adjust your policy's start date, enter your birth year and filter the results by carrier. The major details for each policy are clearly listed, including the price for individuals, couples, and families. You'll also find information on copays, deductibles, maximum annual benefits and waiting periods. Compare up to three plans side by side to determine which is the best option for you.

From the quote page, you can drill down further into the details of your top plans and then purchase the policy right online through EasyDentalQuotes.com. Just fill out some basic personal information and pay for the policy. Then, you can start using it right away unless your plan has a waiting period.

EasyDentalQuotes.com partners with large national dental insurers, so you shouldn't encounter any issues with their service, but if you do, EasyDentalQuotes.com enables you to cancel your policy within 30 days. It will give you a full refund, assuming you haven't filed a dental insurance claim during that time. Few dental insurance marketplaces offer this kind of guarantee, so it's worth considering if you want a little extra peace of mind.