GeoVera Earthquake Insurance Review

GeoVera is one of the leading earthquake insurance company in California. The company offers earthquake insurance for residents in California, Oregon and Washington. GeoVera offers property and liability insurance for homeowners in times of catastrophes.  

Company Profile 

States covered: California, Oregon, and Washington

Structures Covered

These buildings are enclosed on earthquake’s policy such as Apartment, Condominiums, Townhouses and single-family house. GeoVera Earthquake Insurance is only limited to residential homeowners only.  

Plan Details

The company has annual insurance plan for earthquakes and comes with a minimum coverage of $100,000. GeoVera also has one of the highest maximum coverage for structure and content combined. However, this amount may differ on each policy holders declared items value and depreciation.

Discounts

Coverage and Protection

GeoVera provides protection for personal injuries and property damage that includes appliances, furniture, and other personal belongings. Services like debris removal broken glass clean up, electrical and plumbing systems are also included.

Help, Support and Usability

GeoVera makes it easy for clients to view their policy online and access information such as premiums, deductibles, and coverage with their online account management feature. Coverage calculators, telephone support, online claims, FAQs, 24-hour claims are also provided by the company on their website.

Earthquake Insurance at GeoVera

GeoVera specializes in two types of insurance products which is residential earthquake and windstorm-hurricane insurance. This has made it easier for the company to focus on earthquake-specific coverage and provide better protection for its clients. The company also has the highest maximum coverage of $2,000,000 limit for residential properties and its content, combined. One major drawback however, is that its earthquake insurance offer is only limited to residents of California, Oregon and Washington.