Earthquake Insurance
of 2024
- Farmers mobile App
- Available in most states
- Online payments
- Free Farmers friendly review service
USAA Earthquake Insurance Review
ConsumersAdvocate.org
USAA is a leading earthquake insurance provider in the country today. Coverage includes replacement or repairs to damaged properties, even if the cost is higher than actual amount of coverage. Unfortunately, this earthquake insurance offer is limited to military personnel and their families.
Company Profile
|
BBB Ratings |
A+ |
|
States Served |
50 |
|
Age of Company |
93 |
|
AM Best Ratings |
A++ |
Structures Covered
Structures covered under USAA earthquake insurance program includes condominiums, townhouses, single-family homes and apartments. Premiums may vary based on the location of your house, risk areas and the year it was built.
|
Apartment |
Yes |
|
Condo |
Yes |
|
Townhouses |
Yes |
|
Single-Family Home |
Yes |
|
Offices |
No |
Plan Details
USAA Earthquake Insurance is offered as an annual insurance plan. The company did not state information on the minimum covered amount. However, maximum coverage is pegged at $200,000, if approved by the evaluator of the company.
|
Minimum Coverage |
Not Stated |
|
Maximum Coverage |
$200,000 |
|
Annual Plan |
Yes |
|
Mobile Access |
Yes |
|
Sample Policy |
None |
|
Privacy Policy |
Discounts
|
Multi-Policy Discount |
Yes |
|
Loyalty Discount |
No |
|
Claim-Free History |
No |
|
Other Discounts |
None |
Coverage and Protection
USAA ensures clients coverage for personal belongings, appliance, furniture and other valued items. Replacement value is given up to the maximum covered amount in case of damage.
|
Personal Belongings |
Yes |
|
Appliances |
Yes |
|
Furniture |
Yes |
|
Personal Injury |
Yes |
|
Electrical and Plumbing System |
Yes |
|
Debris Removal |
Yes |
|
Broken Glass Clean-Up |
Yes |
|
Residential |
Yes |
|
Commercial |
No |
Help, Support and Usability
USAA failed to provide a coverage calculator for quick computation of deductibles, premiums and property’s value. Live chat and 24 hour telephone claim are not available.
|
Online Account Management |
Yes |
|
Coverage Calculator |
No |
|
Live Chat |
No |
|
Telephone Support |
Yes |
|
24 Hour Telephone Claims |
No |
|
Online Claims |
Yes |
|
Online Quotations |
Yes |
|
|
Yes |
|
FAQs |
Yes |
Earthquake Insurance at USAA
For Military personnel and their immediate family, USAA should come on top of their short list of earthquake insurance companies. Property damage and personal injuries are adequately covered for better peace of mind.
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Customer Comments & Reviews
- Farmers mobile App
- Available in most states
- Online payments
- Free Farmers friendly review service