Flood Insurance
of 2024
- Online Account Management
- State Farm Mobile app
- Get Instant Quotes
- 24 hour telephone claims
Amica Flood Insurance Review
ConsumersAdvocate.org
Amica established in 1907, is one of the oldest insurance companies in the country. The company is a provider of flood insurance programs with a wide-range of coverage and highly flexible policy for many types of households against loss or property damage. Amica has an online quote tool for easy access to price information.
Company Profile
BBB Ratings |
A+ |
States Served |
48 |
Age of Company |
108 |
AM Best Ratings |
A++ |
Structures Covered
Amica provides coverage and protection for your condo, townhouses, and apartments. However, it does not cater offices or commercial buildings.
Condo |
Yes |
Townhouses |
Yes |
Offices |
No |
Apartments |
Yes |
Plan Details
Policy Affectivity |
30-days |
Annual Plan |
Yes |
Minimum Coverage |
Not Stated |
Maximum Coverage |
Not Stated |
Sample Policy |
None |
Privacy Policy |
Coverage and Protection
Amica insures your home’s structure and its contents. Personal injury, electrical and plumbing system, floor coverings, non-flammable insulations and debris removal are also covered.
Personal Injury |
Yes |
Cars |
No |
Appliance |
Yes |
Furniture |
Yes |
Electrical and Plumbing System |
Yes |
Personal Belongings |
Yes |
Floor Coverings |
Yes |
Debris Removal |
Yes |
Currency and Valuable Papers |
No |
Non-flammable insulation |
Yes |
Commercial |
No |
Residential |
Yes |
Coverage Limitation Areas
Amica did not state information with regards to the areas in your home not covered.
Basement |
Not Stated |
Crawl Space |
Not Stated |
Walk-out Basement |
Not Stated |
Enclosed Areas |
Not Stated |
Help, Support and Usability
Amica provides client assistance by giving access to instant online quotes, online claims, telephone support, FAQs, and e-mail. They don’t have a coverage calculator but they have live chat assistance for quick response for pricing and other concerns.
Coverage Calculator |
No |
Online Quotes |
Yes |
Online Claims |
Yes |
Telephone Support |
Yes |
|
Yes |
Live Chat |
Yes |
FA |
Yes |
Flood Insurance at Amica
Amica is a flood insurance company that offers good coverage at competitive premiums for residents across 48 states. They have a convenient and fast application process, telephone support and live chat for quick claims. In general, Amica insurance offers a reliable flood insurance program that gives you ample coverage protection against flood damage. However, flood insurance is not available for commercial properties and offices.
Our Comments Policy | How to Write an Effective Comment
- Online Account Management
- State Farm Mobile app
- Get Instant Quotes
- 24 hour telephone claims