Farmers Flood Insurance Review

Farmers Insurance offers comprehensive flood plans for homes and business owners. Flood Insurance at Farmers is available in all 50 states to cover your properties from loss. However, coverage and protection contents may vary depending on each policyholder.

Company Profile

Structures Covered

Farmers Insurance Company offers flood insurance for apartments, condominium, townhouses, and apartment in all 50 states.

Plan Details

Farmers Insurance Company has a minimum coverage of $100,000 and maximum coverage of $500,000. Covered amount is based on the price of property declared.

Coverage and Protection

Farmers Insurance caters to residential and commercial buildings in all states. Coverage includes personal injury, personal belongings such as appliances, furniture, and other contents. Services such as debris removal, electrical/plumbing, and floor coverings are also included in its list of covered items.

Coverage Limitation Areas

Farmers excludes areas such as low-structured areas including basement, crawl space, walk-out basement, and enclosed area.

Help, Support and Usability

Policy-holders at Farmers can view their policy agreement on their smart phones or by downloading their mobile app for easy adjustments and modification on their plan. Online quotes, coverage calculator, online claims, 24-hour telephone support are provided on their website.

Flood Insurance at Farmers

Farmer is one of the largest flood insurance companies in the country and is available in all states. Farmers provides cover a variety of residential and commercial structures, its content and physical loss caused by flooding. The coverage limit is based on the value of the building and its content. Overall, Farmers is an all-around performer both in quality of service provided and the amount of coverage it provides in its flood insurance plans.