Flood Insurance
of 2024
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Nationwide Flood Insurance Review
ConsumersAdvocate.org
Nationwide Insurance gives coverage for all kinds of flood related property damage and injuries. The company has several flood insurance programs that offer a mix of flood coverage options. Included in its flood insurance offer is repair or replacement of covered items. The company also offers flood insurance for both residential and businesses.
Company Profile
BBB Ratings |
A |
States Served |
50 |
Age of Company |
90 |
AM Best Ratings |
A+ |
Structures Covered
Nationwide Insurance offers coverage for condos, offices, apartments and townhouses when unexpected flood calamities occur. Premiums may according to the type of structure covered.
Condo |
Yes |
Townhouses |
Yes |
Offices |
Yes |
Apartments |
Yes |
Plan Details
Nationwide has a policy effectivity of 30 days upon payment. The company offers an annual protection plan for properties and its contents.
Policy Effectivity |
30 days |
Annual Plan |
Yes |
Minimum Coverage |
Not Stated |
Maximum Coverage |
Not Stated |
Sample Policy |
None |
Privacy Policy |
Coverage and Protection
Coverage includes possessions such as appliances, furniture, and other valuables. This include clean up and removal or debris. Coverage is subject to policy exclusions and limits.
Personal Injury |
Yes |
Cars |
No |
Appliance |
Yes |
Furniture |
Yes |
Electrical and Plumbing System |
Yes |
Personal Belongings |
Yes |
Floor Coverings |
Yes |
Debris Removal |
Yes |
Currency and Valuable Papers |
No |
Non-flammable insulation |
Yes |
Commercial |
Yes |
Residential |
Yes |
Coverage Limitation Areas
Basement |
Not Stated |
Crawl Space |
Not Stated |
Walk-out Basement |
Not Stated |
Enclosed Areas |
Not Stated |
Help, Support and Usability
Nationwide has limited connection options for customer support. It does not have a coverage calculator for fast cost estimation. The company does not also have online quotes and live chat.
Coverage Calculator |
No |
Online Quotes |
No |
Online Claims |
Yes |
Telephone Support |
Yes |
|
Yes |
Live Chat |
No |
FAQs |
No |
Flood Insurance at Nationwide
Nationwide is a mutual insurance company that provides homeowners and businesses flood insurance services across all states. The company does exceptionally well in terms of claims payment, estimates and repair services. Nationwide also covers living expenses while home repairs are undergoing. Reasonable premiums coupled with solid coverage and responsive claim services makes Nationwide, one of our top picks for flood insurance.
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- Online Account Management
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- Get Instant Quotes
- 24 hour telephone claims