10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2025
Figure
Borrow up to $400K
No prepayment penalties.
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
- $0 costs at closing | $0 appraisal fees
- $0 application fees | $0 origination fees
- Loan amounts starting at $35,000
- Competitive fixed rates
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
AmeriSave Mortgage
Find a home equity option that works for you
Unlock cash from within your home
Online loan application process
Turn your home equity into the cash you need
Over $100 Billion Funded. 21 Years in Business
Rocket Mortgage