Farmers Home Insurance Review
25 Customer Comments & Reviews - see all comments
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Founded in 1926, Farmers Insurance is an American insurance company that offers a variety of insurance policies, including homeowners, renters, auto, and life insurance. The company has solid financials, a large agent network, and a relatively low instance of consumer complaints. It offers the standard mix of homeowners insurance coverages together with various optional protections. Farmers Insurance is located in Woodland Hills, California.
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25 Customer Comments & Reviews
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I am a Farmer customer but not for long. Farmers Insurance is the worse co I ever had to deal with. We had a real bad storm. My Garage had gotten struck by lightening, A lot of the shingles & paper got ripped off. As far as trying to get a hold of my agent. The guy is never in the office when I'd call. Even went there twice in person & he wasn't there. So another girl told me to get an estimate before filing a claim. Which I did almost $6,000 while waiting on an adjuster to contact me. A week went bye no adjuster. I contact my agents office & told them I still haven't heard nothing. So they gave me a number to call. Haha that # was to an adjuster in North Carolina. Back to my agents office... Read More
In my entire adult life, I have never been cancelled by my homeowners or renters' insurance companies. It is too bad that Farmers feels they need to move away from California, but no matter what, there is a population that needs insurance and what a nasty way to walk away from us because they don't want to pay out losses anymore. When you think of how long Farmers has been in the business, that's just too bad. They have received billions of dollars from their customers over these years and to walk away is really the nastiest way to end relationships. Especially when ZURICH is their underwriter. Billions of dollars in their pockets and they want to walk out on their customers in... Read More
Farmers Insurance is absolutely the most dishonest deceitful company I have ever dealt with. I have been with them well over 30 years. In the beginning and for many years after I recommended them to everyone. In 2017 they stopped allowing independent agents and started using dedicated agents and their service went downhill quickly. We have had issues with our policy every year since and the agent we were given proved to be totally incompetent. Once they charged our escrow a yearly premium every 2 weeks - They were quick to take the money - VERY slow to return it. They also insisted we have new flashing put on our roof even though we had 2 home improvement people inspect and say it was not... Read More
I’ve had Met Life since before hurricane Katrina, even though I had mostly flood damage I still received assistance from them in 2005.
It suddenly 2021 and Met Life is now Farmers. My recent experience with them in dealing with hurricane Ida has me saying “if it wasn’t for bad luck i'd have no luck at all”.
To say they suck would be a compliment.
Realized I'm paying too much money to Farmers so they could deny my claim for ridiculous reasons. You think you're covered, and you're not. Forget Farmers; done with them.
I moved to Farmers after getting frustrated with State Farm. Farmers is no better. For glass and towing on my auto, they were fine. For coming out to my house for storm damage the first time in I've had an issue with the roof, they denied and called it regular wear and tear and denied all damage claims. I'm moving on to someone else.
I deal with hundreds of claims a year. Being on the other side of claims I see what insurance companies are good and which ones are not. Farmers is by far the best home policy and I would recommend to everyone I know!
As a veteran I've used USAA for my auto and home coverage in my 34 years with USAA. I've found USAA to be very responsive, fair, and reasonable insurance company when it came to claims service. Now retired and on a fixed income, I decided to shop insurance. In short, I kept my auto insurance with USAA and went with Farmers for homeowners' coverage. Farmer was about 40% lower in annual premium over that of USAA and I felt they were a respectable company, so they should be okay. That was a big mistake and bad assumption on my part. A clear case of "you get what you pay for". In my first year with Farmers I filed a claim for damage to my roof caused by ice-damming, which resulted in... Read More
Really self serving and not customer friendly. They miscalculated and double billed after cancelling. A fiasco I do not recommend. Pros were the initial price. Cons everything else.
WORST INSURANCE COMPANY EVER. Save yourself the hassle and go to a more reputable company. This company is quick to take your money but when you file a claim, they will NOT-under ANY circumstance-pay up. We filed two claims with them, which costed us over $25k from our pocket, and they wouldn't pay anything. In fact, when Farmers did their "investigation", they called the flood company and asked ONE question and HUNG UP ON THEM! They were unprofessional and denied us on bad faith. They DO NOT PAY any claims-at all. My neighbors had the same problems with them and they were also told that they do not pay for their claims. I can't believe the trouble we had to go through with them for months.
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Complete Range Of Coverage Options, Including Flood And Earthquake
- Get a quote, file a claim, and pay your bill online or on mobile app
- Get personal service from a farmers agent
- Wide range of discounts available
