10 Best IRAs of 2025
Zero IRA set-up fees, and Free Delivery of Precious Metals
- Exclusively Recommended by Jesse Kelly and Buck Sexton
- Available portfolio managers and customer service to answer your questions
- Repurchase programs are available at all times with no fees
- Real-time precious metals pricing
- A+ Rating from BBB
No minimum balance or contribution requirements
- Active portfolio management services for IRAs and 401Ks
- Automatic investment and portfolio rebalancing
- Invest in mutual funds and ETFs
- Fees starting at $20 per month
- No minimum balance or contribution requirements
- Personal financial advisor services for an additional fee
Wide range of IRAs available
- No minimum balance requirement or maintenance fees.
- Comprehensive investment catalog
- Free access to all trading platforms
- $0 commissions on online stock, ETF, and options trades
- 300 commission-free ETFs
Transparent pricing structure with flat fees
- Self-Directed IRAs that let you invest in a variety of alternative assets such as real estate
- Concierge service to make sure the account is IRS-compliant
- Vast resource center and Investor’s Row educational platform
- Accredited business with an A+ rating from the Better Business Bureau
Set up an account in 10 minutes
- Pay one flat, monthly fee
- Wide variety of investment choices
- Option to rollover old retirement accounts
- Traditional and Roth IRAs available
Retirement (Roth + Traditional IRA)
- Investing + Banking
- Pay a monthly fee starting at $1
- User-friendly plain language options and explanations
- Retirement (Roth + Traditional IRA)
- Offers Roth IRA certificates of deposit (CDs)
- Interest rates are higher than many competitors'
Discover offers a dedicated Roth IRA CD, which can be purchased with maturity dates ranging from 3 months to 10 years. Although Discover does not offer other Roth IRA options, it can be a good choice for people who want CDs to be part of their Roth IRA portfolio.
1% contribution match on every dollar you deposit
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Get a one-time custom-recommended portfolio or build your own
- Start investing with just $1
- All trades are commission-free
- 4.9% APY on uninvested cash with Robinhood Gold Subscription (*Terms apply. Rate subject to change.)
$0 commissions and no management fee
- Provides 1% cash back with M1 Plus
- Allows users to buy fractional shares
- Insured by the SIPC and the FDIC
- Offers over 80 expertly curated investment portfolios for beginners
Banking, Investing & Advice All In One App
- Get a free $5 to your personal portfolio when signing up here
- Invest in stocks and ETFs with no add-on commission fees*
- Retirement Account options (Roth + Traditional IRA)
- Set up automatic investing with any amount you choose
- Invest as you spend with the Stock-Back® Visa Card
*Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.
Zero IRA set-up fees, and Free Delivery of Precious Metals
- Exclusively Recommended by Jesse Kelly and Buck Sexton
- Available portfolio managers and customer service to answer your questions
- Repurchase programs are available at all times with no fees
- Real-time precious metals pricing
- A+ Rating from BBB