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Instant Accidental Death Life Insurance Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
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Instant Accidental Death is a life insurance company selling policies that cover insured individuals' beneficiaries in case of death by accident or trauma. The company is based in Westlake Village, California, and is licensed to sell its policies in all 50 US states.
 
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How is Instant Accidental Death rated?

Breakdown

4.5/5
Company Stability
4.5/5
Reputation
4.5/5
Policies & Coverage

Overall Rating: 4.5 / 5 (Excellent)

Instant Accidental Death features one of the absolute quickest methods of getting quotes of term life insurance. It boasts a simple, streamlined process and promises instant payout in the case of accidental death for the policies it markets. The lower policy costs and the fast application process is offset, however, by a lack of feedback online about the company and the limited flexibility; Instant Accidental Death only offers policies from Mutual of Omaha. Regardless, for those who do not mind the aforementioned negatives, Instant Accidental Death remains a strong alternative for consumers who want a fast, affordable term life insurance quote.

Financial Strength

Key Details

AM Best Financial Rating
A+

Company Stability - 4.5 / 5

Instant Accidental Death functions as an online marketplace for term life insurance covering accidental death. However, the company only shows policy examples and rate from Mutual of Omaha.

Reputation & Customer Experience

Customer Ratings

Date Collected
2019-01-02

Reputation - 4.5 / 5

As a marketplace and not a direct insurance provider, Instant Accidental Death is not considered by the National Association Of Insurance Commissioners. As such, the company has no complaints on the NAIC's website.

Instant Accidental Death Policies

Instant Accidental Death offers customers the following life insurance policies: Term.

Term Life Insurance

Minimum Death Benefit
$50,000
Maximum Death Benefit
$500,000

Policies & Coverage - 4.5 / 5

Instant Accidental Death focuses on delivering term policies to consumers that cover beneficiaries in case of the insured individual dying as a result of an accident or its following trauma. Its filtering tools allow users to limit policy face value amounts from $50,000 to $500,000.

Flexibility and Available Riders

Available Carriers

Mutual of Omaha

Flexibility & Available Riders - 0 / 5

Additional Company Information

Homepage URL
https://instantaccidentaldeath.com
Company Phone
(805) 413-7562
Headquarters Address
310 N. Westlake Blvd., Suite 240, Westlake Village, CA, 91362

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Top Rated
Our Partner
  • The only 100% no medical exam term life insurance
  • Ages 18 to 60 are eligible to apply
  • Term life policies $50,000-$1.5 million in coverage
  • Company offers 10, 15, 20, 25, and 30-year terms
  • Monthly premiums as low as $10
  • Featured in WSJ, CNN, Forbes, TechCrunch & Money.com
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