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National Family Assurance Life Insurance Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
16 Customer Comments & Reviews - see all comments
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National Family Assurance Group is an online insurance marketplace offering life, health, home, and auto insurance coverages at competitive prices from leading providers such as Allstate, Esurance, GEICO, Liberty Mutual, Progressive, and Nationwide.

How is National Family Assurance rated?

Breakdown

4.4/5
Company Stability
4.0/5
Reputation
5.0/5
Policies & Coverage

Overall Rating: 4.5 / 5 (Excellent)

National Family Assurance Group is a licensed insurance agency and online marketplace working in partnership with highly rated carriers such as New York Life, AIG Direct, Allstate, Liberty Mutual, Mutual of Omaha, and Nationwide, among others.

Aside from offering term, whole, universal and final expense policies, National Family Assurance Group provides free information, insurance quotes, tools, links, and recommendations to help clients with every insurance-related need.

We rank National Family Assurance Group highly principally for this reason, as well as for its ability to provide an extremely flexible array of options.

Financial Strength

Key Details

Standard & Poor's Financial Rating
A+
Moody's Financial Rating
A1
AM Best Financial Rating
A+

Company Stability - 4.4 / 5

National Family Assurance provides quick and easy life insurance quotes from leading carriers such as AAA, American National, New York Life, Globe Life, AIG Direct, Allstate, Esurance, Liberty Mutual, Mutual of Omaha, and Nationwide.

Their network of carriers is both comprehensive and highly rated according to financial rating agencies as well as independent customer review sites.

*The above information reflects the financials strength of one of the partner insurance companies that this insurance marketplace offers policies through: Allstate.

Reputation & Customer Experience

Customer Ratings

BBB Rating
A
Number of BBB Negative Reviews
2

Reputation - 4 / 5

Because National Family Assurance Group is an insurance marketplace, rather than an insurance carrier or agent, it's difficult to properly gauge customer experience and reputation. Consumers interested in purchasing life insurance fill out a web form and are then contacted by the company's partner insurers.

National Family Assurance Policies

National Family Assurance offers customers the following life insurance policies: Term, Whole Life, Universal Life, Guaranteed Acceptance/ Final Expense.

Term Life Insurance

Maximum Age
85
Minimum Death Benefit
$50,000
Maximum Death Benefit
$1,000,000
Available Terms
10 year
15 year
20 year
30 year

Key Term Policy Features

  • Term-Permanent Conversions
  • Guaranteed Level Premiums

Policies & Coverage - 5 / 5

National Family Assurance Group offers hundreds of term, whole, universal, and final expense life insurance options with a 30-day money-back guarantee on every policy.

With a selection of insurance products to meet every goal, need, and budget, National Family Assurance Group is a good choice for anyone looking for competitive rates and the flexibility to purchase a life insurance policy entirely online.

Flexibility and Available Riders

Available Term Life Riders

  • Child Protection Rider
  • Accidental Death Benefit Rider
  • Disability Income Rider
  • Guaranteed Insurability Rider
  • Critical Illness Rider
  • Spouse Protection Rider
  • Long-Term Care Rider
  • Family Income Benefit Rider

Available Carriers

Lumico Life Insurance, AAA Life Insurance Company, American National, New York Life, Globe Life, AIG Direct, Allstate, Esurance, Liberty Mutual, Mutual of Omaha, Nationwide

Flexibility & Available Riders - 0 / 5


Additional Company Information

Homepage URL
Company Phone
(844) 358-4700
Headquarters Address
11400SE 8th ST, Suite 360, Bellevue, WA, 98004
Year Founded
2016

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16 Customer Comments & Reviews

Loading Reviews ...
Jonathan C
3/29/2019
I think they're guilty of deceptive advertising. They should make it very clear that they provide referrals, not quotes. For that, I give them 1/2 star for a rating. Only because I could not give 0 stars.


R. H
2/28/2019
No way in hell they will sell a million dollar policy for one dollar a day. False and Fraudulent advertising. They have been reported to FTC and National Family and their so called "affiliates" need to be charged with fraud and arrested. They forced me to choose one star. They deserve zero stars.


M
Martha G
1/25/2019
People be warned this company is relentless. I have asked to please stop calling me. First day 39 calls from them. The second day 22 calls. This was after they said give it 24 hours and you will be taken off our list. Today being 72 hours later I’m still getting phone calls. I have blocked countless numbers they keep calling from. This company is by far the worst company I have ever in my life encounterd. PLESASE don’t ask for a quote on linenyou will be sorry. If I could give them a -5 score I would. I’m now contacting the attorney generals office and BBB


Beverly D
9/6/2018
Signed up for life ins . Was advised I could cancel in 30 days. Canceled in 20 days via Lumico & Assurance. The following month withdrawal from my checking account ($550+). Called to advise of failure to cancel & requested a refund; followed up with written notice. This happened again, 2 months in a row. ($550+)After repeated calls for refund, I was advised by Lumico that Assurance denied, no reason. I asked for address info & was advised that Customer Service is in Nebraska & insurance company is in India. Seeking legal address for refund. Elder abuse!


K
Kameron
4/6/2018
signed up for the service to see some health insurance plans, I've been getting calls all day with different numbers and some are actually scam numbers. This company gives away their customer's information to scammers. I have called them multiple times to get me off their call list, but they rudely hang up and don't even resolve this issue. This company is most likely a complete scam. DON'T SIGN UP, UNLESS YOU OVER A DOZEN CALLS A DAY SOMETIMES WITH SCAM NUMBERS. I regret signing up for this terrible company.


R
Ralph B
8/6/2017
National Family Assurance works with none of the top 4 mutual companies. Why not? It is well known that mutual companies provide the best life insurance. all of the companies appear to be B-grade stock companies. What a joke.



Top Rated
Our Partner
  • The only 100% no medical exam term life insurance
  • Ages 18 to 60 are eligible to apply
  • Term life policies $50,000-$1.5 million in coverage
  • Company offers 10, 15, 20, 25, and 30-year terms
  • Monthly premiums as low as $10
  • Featured in WSJ, CNN, Forbes, TechCrunch & Money.com