Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

10 Best Cash Value Life Insurance

Looking for a policy that builds cash value or covers final expenses? Whole life insurance offers lifelong protection, a payout for loved ones, and steady cash growth. We’ve ranked top insurers. Compare options to find your best fit.
Best Overall
Our Partner
Best for flexible options for lifetime coverage
  • Age Eligibility: Up to 80 years old
  • Competitive pricing for high cash value growth
#2
Our Partner
Best for flexible, coprehensive whole life policies
  • Age Eligibility: Up to 90 years old 
  • Offers customizable coverage with dividend eligibility

The ranks shown are provided by a third party for the advertisers and are not on behalf of any particular product or its performance. Click here for additional details.

#3
Our Partner
Best for long-term financial growth and protection
  • Age eligibility: 18 to 85 years old
  • Builds cash value with potential dividend payments
#4
Our Partner
Best for high cash value accumulation
  • Age Eligibility: Up to 85 years old
  • Strong focus on investment-backed whole life policies.
#5
Our Partner
Best for quick comparison of whole life options
  • Age Eligibility: Up to 85 years old
  • Allows easy comparison of policies from top-rated carriers
#6
Our Partner
Best for affordable and customizeable coverage
  • Age Eligibility: Up to 80 years old
  • Competitive pricing for lifetime protection.
  • Guaranteed level premiums and death benefits

Best Overall
Our Partner
Best for flexible options for lifetime coverage
  • Age Eligibility: Up to 80 years old
  • Competitive pricing for high cash value growth