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10 Best Life Insurance of 2025

We make comparing Life Insurance plans simple, fast, and stress-free. Whether you’re seeking coverage to protect your family, pay off debts, or leave a legacy, our team has researched and reviewed top providers to bring you only the best.
Our #1 Choice
Our Partner
Protect Your Family with Flexible Terms & Riders
  • Term Life policy starting around $8 a month
  • Term coverage options from 10, 15, 20, 25, 30, 35 and even 40 years
  • Previously Legal & General America

 

Apply 100% Online and Get Coverage Now!


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life
#2
Our Partner
$250k in Term Life for as low as $13 a month
  • Term Life Insurance up to $10M+
  • A trusted partner since 1995
  • Apply 100% online

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm
#3
Our Partner
Term Coverage with A++ Strength and Flexible Conversion Options
  • Flexible terms & premiums: choose 10‑ or 20‑year terms; pick annual‑renewable or level premiums
  • Waiver of premium rider: stop paying premiums if you become disabled while keeping your coverage
  • Top‑rated strength: Northwestern holds the highest financial strength ratings

Policy AmountStarting at $50k
Medical ExamNot Required
Policy TypesTerm Life
#4
Our Partner
100% Online Process from Start to Finish for Coverage Up to $3M.
  • Secure identity check for instant decisions; have your SSN at hand
  • Instant coverage for many applicants ages 20 to 60 
  • Flexible 10 to 30‑year terms, adjustable coverage, and no cancellation fee

Policy Amount$100k-$3M
Medical ExamVaries by policy
Policy TypesTerm Life
#5
Our Partner

Save Time and Money by Shopping Multiple Carriers 

  • Licensed agents provide guidance to help you choose the right policy
  • Options tailored to your budget and coverage needs
  • Fast quotes available online or by phone — no pressure sales

 


Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#6
Our Partner

A trusted provider with over a century of insurance expertise

  • Offers tailored life insurance, annuities, and retirement solutions through SelectQuote
  • Highly rated for financial strength by independent agencies
  • Committed to environmental and social responsibility initiatives

Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#7
Our Partner
Coverage with Flexibility to Grow Into Lifetime Protection
  • Backed by long-standing financial strength for added peace of mind
  • Option to convert term coverage into permanent life insurance later
  • Customizable term lengths

 

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Policy AmountStarting at $25k
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#8
Our Partner
No Medical exams for Policies under $3 Million
  • A policy of up to $500k in coverage starts around $12/month
  • Get a quote in seconds with no obligation. Apply in minutes (most instantly approved)
  • Rated “Excellent" by customers on Trustpilot

Policy Amount$50k-$2M
Medical ExamVaries by policy
Policy TypesTerm Life

Our #1 Choice
Our Partner
Protect Your Family with Flexible Terms & Riders
  • Term Life policy starting around $8 a month
  • Term coverage options from 10, 15, 20, 25, 30, 35 and even 40 years
  • Previously Legal & General America

 

Apply 100% Online and Get Coverage Now!


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life