Many or all of the companies featured compensate us. Compensation and research may determine where and how companies appear. Learn more

10 Best Term Life Insurance Companies of 2025

Get the latest information on the best term life insurance providers. We review and compare the top term life insurance companies in the country. Protect your family's future with the best coverage.
#1
Our Partner
Best for affordable term life with high coverage
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month

 

Apply 100% Online and Get Coverage Now!


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life
#2
Our Partner
Best for flexible term policies & living benefits
  • Term Life Insurance up to $10M+
  • Apply 100% Online or with the Help of an Agent

Policy Amount$100k - $10M+
Medical ExamRequired
Policy TypesTerm Life, Universal Life
#3
Our Partner
Best for bundling life insurance with other policies
  • Get discounts on auto insurance when you secure life insurance

  • Best for those ages 25-54


Policy Amount$100k - $5M
Medical ExamRequired
Policy TypesTerm Life, Whole Life
#4
Our Partner
Best for flexible term life with conversion options
  • Strong financial rating
  • Living/ accelerated death benefits
  • Spouse protection

Policy AmountVaries by policy
Medical ExamRequired
Policy TypesTerm Life
#5
Our Partner
Best for comparing quotes to find the best rates ​​​
  • Best for consumers 45 years and older

  • Save up to $6,000 over the lifetime of your policy 

 


Policy Amount$25k - $5M
Medical ExamNot Required
Policy TypesTerm, Whole, Universal Life
#6
Our Partner
Best for indexed universal life with cash value growth
  • Tailored life insurance, annuities, and retirement solutions through SelectQuote
  • Committed to environmental and social responsibility initiatives

Policy Amount$50k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#7
Our Partner
Best for cost-effective, long-term coverage
  • Offers term and permanent life insurance through SelectQuote
  • Policyholders may covert a term life policy to a permanent one without a medical exam

Policy Amount$100k+
Medical ExamRequired
Policy TypesTerm, Whole, Universal Life
#8
Our Partner
Best for instant term life insurance quotes online
  • Monthly premiums as low as $11

  • Ages 18 to 60 are eligible to apply


Policy Amount$50k-$1.5M
Medical ExamNot required
Policy TypesTerm Life
#9
Our Partner
  • No medical exams for policies under $2 Million
  • Apply in minutes, all online. No need to talk to an agent

Policy Amount$50k-$2M
Medical ExamNot required
Policy TypesTerm Life, Whole Life

Best Overall
Our Partner
Best for affordable term life with high coverage
  • Best for adults 20 to 60
  • Term Life policy starting around $8 a month

 

Apply 100% Online and Get Coverage Now!


Policy Amount$100k - $10M
Medical ExamRequired
Policy TypesTerm Life