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10 Best Whole Life Insurance in 2025

Compare policy riders, dividend potential, and coverage options to find the best fit for your goals.
Best Overall
Our Partner
Best for fixed premiums that never increase
  • Age Eligibility: 45 to 85 
  • No medical exams required for coverage approval
#2
Our Partner
Best for flexible options for lifetime coverage
  • Age Eligibility: Up to 80 years old
  • Competitive pricing for high cash value growth
#3
Our Partner
Best for high cash value accumulation
  • Age Eligibility: Up to 85 years old
  • Strong focus on investment-backed whole life policies.
#4
Our Partner
Best for quick comparison of whole life options
  • Age Eligibility: Up to 85 years old
  • Allows easy comparison of policies from top-rated carriers
#5
Our Partner
Best for cost-effective, long-term coverage
  • Offers term and permanent life insurance through SelectQuote
  • Policyholders may covert a term life policy to a permanent one without a medical exam

Best Overall
Our Partner
Best for fixed premiums that never increase
  • Age Eligibility: 45 to 85 
  • No medical exams required for coverage approval