10 Best Whole Life Insurance in 2025
Best for fixed premiums that never increase
- Age Eligibility: 45 to 85
- No medical exams required for coverage approval
Best for flexible options for lifetime coverage
- Age Eligibility: Up to 80 years old
- Competitive pricing for high cash value growth
Best for high cash value accumulation
- Age Eligibility: Up to 85 years old
- Strong focus on investment-backed whole life policies.
Best for quick comparison of whole life options
- Age Eligibility: Up to 85 years old
- Allows easy comparison of policies from top-rated carriers
Best for cost-effective, long-term coverage
- Offers term and permanent life insurance through SelectQuote
- Policyholders may covert a term life policy to a permanent one without a medical exam
Best for fixed premiums that never increase
- Age Eligibility: 45 to 85
- No medical exams required for coverage approval