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LTCResourceCenters.com Long Term Care Insurance Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
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LTCResourceCenters.com is an independent managing general agent that has provided long-term care solutions to the public for more than 40 years.

On their website, consumers have access to a wealth of informative resources regarding long-term care, as well as the ability to receive long-term coverage quotes from top-rated insurers.
 
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How is LTCResourceCenters.com rated?

Breakdown

4.7/5
Benefit Limits
4.8/5
Policies & Coverage
4.5/5
Customer Service

Overall Rating: 4.7 / 5 (Excellent)

LTCResourceCenters.com provides consumers with a centralized database where they can learn more about long-term care (LTC) and LTC insurance policies.

Some of the topics touched upon by the website are state partnerships, which allow policyholders to retain some of their assets when qualifying for Medicaid.

Other subjects, such as the role of caregivers, the difference between group and individual policies, and guidance on when to buy insurance are discussed.

Additionally, consumers can receive and compare quotes from top-rated companies by filling out a short form and receiving a call from a qualified representative from LTCResourceCenters.com.

Policies & Coverage

Policies & Coverage - 4.8 / 5

LTCResourceCenters.com gives consumers access to informative resources on long-term care and insurance policies in a comprehensive and easy-to-read format.

Among the topics discussed are the difference between group and individual coverage, LTC state partnerships, the different types of care, and the duties of caregivers.

Additionally, the company allows consumers to request insurance quotes from top-rated insurers.

To do so, consumers must fill out a short form, after which they will receive a call from a qualified representative.
Policy Types
Individual / Standard
State Partnership
Hybrid Life and Long Term Care
Group
Tax Qualified
Types of Covered Care
In-Home Care
Assisted Living / Adult Day Care
Nursing Home
Hospice Care
Medical Help Systems
Facility Coverage
Any Facility
Available Policy Riders
Inflation Protection
Shared Care
Return of Premium
Waiver of Premium
Alternate Care
Spouse Survivorship
Home Modification
Nonforfeiture
Available Discounts
Partner / Household
Preferred Health
Multi-Policy

Claims & Benefits

Benefit Limits - 4.7 / 5

As it is a marketplace, LTCResourceCenters.com does not publish policy details.

In order to receive specific information on what an insurer is able to offer, consumers should request a customized quote from LTCResourceCenters.com.
Maximum Daily Benefit Limit
Varies by provider
Unlimited Lifetime Benefit Period?
Yes
Elimination Period
Varies by provider

Financial Strength & Ratings

Financial Strength - 4.9 / 5

Since it is an insurance agent, LTCResourceCenters.com does not have financial ratings of its own with any credit rating agencies.

Consumers interested in purchasing an insurance policy should research each individual company's financial outlook.

LTCResourceCenters.com Reputation

Customer Service - 4.5 / 5

LTCResourceCenters.com is not rated by the Better Business Bureau or any other independent customer rating website.

The company is a marketplace and a managing general agent, which means it does not underwrite policies itself.

Instead, it writes policies for other insurers, but they are not ultimately responsible for the execution of the policy.

If you would like to learn more, check out our review of the Best Long Term Care Insurance Companies of 2018.

Contact & Additional Information

Company Type
Marketplace
Homepage URL
http://www.ltcresourcecenters.com/
Company Phone
(800) 669-2747
Headquarters Address
3501 Del Prado Blvd. Unit 205, Cape Coral, FL, 33904

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Customer Comments & Reviews

Loading Reviews ...
B
Betty
6/20/2022
Communicate by email only! Do not telephone me. Do not call do not call

T
Tony N
10/15/2018
LTC Resource Centers is an excellent choice providing a full comparison of both traditional long term care and hybrid plans. Their representative gave practical advice on how to have significant coverage in place while keeping premiums reasonable.

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